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Overview

3 bd3 ba2,588 sqft2 car garageSingle Family
TypeSingle Family
HOA + condo dues$150/mo
Built1999
Lot10,487 sqft
Living area2,588 sqft
Price / sqft$250
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsLightingPrivate MailboxPrivate YardBuyer Approval RequiredClubhouseFitness CenterGated Community - Guard

13200 Whisper Bay Dr is a 1999-built home in Magnolia Pointe Sub, Clermont. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,588 square feet of living space. Listed at $648,000 (about $250/sqft), 259 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $220 quarterly. Condo dues run $77 monthly.

From the listing

Welcome to 13200 Whisper Bay Dr, where comfort meets classic Florida living in the heart of Clermont. This well-maintained home offers a thoughtfully designed layout that balances everyday functionality with inviting spaces perfect for entertaining. From the moment you arrive, the curb appeal sets the tone for what’s inside. With 45,000 in upgrades and a new roof, you will be sure to find many features that make this home a valuable find. The interior features an open and airy floor plan with generous living areas, allowing for seamless flow between the kitchen, dining, and main living space. The kitchen provides ample counter space and storage, making it ideal for everything from casual meals to hosting gatherings. The primary suite serves as a private retreat, offering a comfortable space to unwind with a well-appointed en-suite bathroom and ample closet space. Additional bedrooms are generously sized and versatile—perfect for guests, a home office, or multi-generational living. Enjoy Florida living outdoors with space to relax, entertain, or simply soak up the sunshine. Whether you’re starting your morning with coffee or winding down in the evening, the outdoor area adds to the home’s livability and charm. Conveniently located near shopping, dining, parks, and Clermont’s scenic lakes and rolling hills, this home offers both tranquility and accessibility. An excellent opportunity to own a home that delivers comfort, location, and lifestyle all in one.

The essentials

Built
1999
Price / sqft
$250
On market
259 days
Annual tax
$6,134
HOA + condo dues
$150/mo
Flood zone
X · Low risk
Lot
10,487 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Private pool
In Ground
2 car garage
10,487 sqft lot
Lot size
2,588 sqft
Living area

Payment

Est. monthly payment
$4,365/mo
Down payment (20%)
$129,600
Property taxes
$511/mo
HOA + condo dues
$150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
10,487 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
259
High Ceilings
Lighting
Private Mailbox
Private Yard
Buyer Approval Required
Clubhouse
Fitness Center
Gated Community - Guard
Park
Playground
Pool
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,134
Parcel #
25-22-26-1300-000-12400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Pointe Sub
County
Lake
MLS Area
34711 - Clermont
Lot Size
10,487 sqft
HOA + condo dues
$150/mo
$73/mo HOA plus $77/mo condo dues
Magnolia Point Master HOA

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #O6377368
$648,000-0.3%
$250/sqft
1/27/2026
Listed for sale
Source: Stellar MLS #O6377368
$650,000
$251/sqft

Neighborhood

13200 Whisper Bay Dr
Clermont, FL, 34711 · 34711 - Clermont

Market insights

Offer Insights

Choose an offer strength

List price: $648,000
$640,000 – $648,000
99% – 100% of listTops out right at the list price
80% of listList price
207 of the last 410 home closings in 34711 landed at this number or higher (50%). The median one sat 29 days before it went under contract, and this one is on day 259 after a $2,000 cut.

Sample: 410 closed home sales in 34711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,365/mo
Principal & interest$3,380
Property taxes$511
Insurance$324
HOA$150
Down payment20% · $129,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$648,000

$250 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,588 sq ft

Time on market

259 days

Year built

1999

Monthly payment

About $4,365/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,134 annual tax bill, insurance, and $150/mo in HOA and condo dues.

HOA + condo dues

$150/mo

$73/mo HOA plus $77/mo condo dues. Managed by Magnolia Point Master HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Michele RueffListing data from Stellar MLS, MLS# O6377368.

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