Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CROSSWINDS 40'S
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$17/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
3950 Amers Loop is a 2026-built home in Crosswinds 40's, Haines City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,424 square feet of living space. Listed at $254,490 (about $179/sqft), 247 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $51 quarterly.
Virtually Staged. Lovely Corner Lot!! This new single-story Kitson provides a modern and low-maintenance design ideal for any lifestyle. An open-concept floorplan blends the kitchen, living and dining areas for seamless transitions and everyday multitasking. Two secondary bedrooms are tucked away to the side of the home, with a lavish owner’s suite nestled into a private rear corner, complete with a full bathroom and walk-in closet. Crosswinds is an amenity-rich masterplan community of new single-family homes, located in Haines City. Amenities include: a resort style pool, clubhouse, dog park, walking trails, basketball court and soccer field. Close to major roads, parks, Advent Health Heart of Florida, restaurants, shopping.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$254,490
$179 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,424 sq ft
Time on market
247 days
Year built
2026
Monthly payment
About $1,474/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $32 annual tax bill, insurance, and the $51/qtr HOA fee.
HOA fee
$51/qtr
Managed by PRIME MGMT / LAUREN OAKLEY.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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