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Overview

7 bd12 ba9,304 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2022
Lot212,137 sqft
Living area9,304 sqft
Price / sqft$274
Garage3 car

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About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main Floor

4510 Packard Ave is a 2022-built home in S L & I C, St Cloud. Inside you'll find 7 bedrooms, 12 bathrooms, and 9,304 square feet of living space. Listed at $2,550,000 (about $274/sqft), 222 days on market. Flood zone CX - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Imagine a property where luxury, privacy, and flexibility come together on nearly five picturesque acres. Welcome to 4510 Packard Avenue a truly one-of-a-kind custom estate offering three separate living quarters, resort style outdoor living, and endless possibilities for multi generational living, hosting guests, or creating income producing opportunities. The impressive main residence spans 9,304 heated square feet and is complemented by a private garage apartment complete with its own entrance and full kitchen. A separate 1,469 square foot guest house with three bedrooms and two bathrooms creates a rare estate designed to comfortably accommodate extended family, long term visitors, live in staff, or a private home office all while maintaining privacy for everyone. A spring fed pond creates a stunning first impression as you arrive, leading to interiors filled with soaring ceilings, natural light, and exceptional craftsmanship. At the heart of the home, the chef’s kitchen was designed for both everyday living and unforgettable entertaining. Outfitted with premium Wolf appliances including double wall ovens, a six-burner range, steam oven, and microwave it also features two farmhouse sinks, two dishwashers, an oversized 10’ x 6’ island, a generous walk in pantry with its own farmhouse sink, a dedicated two person workspace, breakfast nook, and an expansive laundry room. The Great Room seamlessly blends indoor and outdoor living with dramatic 10 foot accordion doors that open to your private backyard resort. Lounge beside the sparkling saltwater pool, unwind on the bubbling sun shelf, relax beneath multiple cabanas, or entertain effortlessly in an outdoor setting designed for gatherings of every size. The first floor primary suite offers a peaceful retreat with a spa inspired marble bath, soaking tub, quartz vanities, and elegant designer finishes. Also on the main level are an en-suite guest bedroom, fitness room, powder bath, and abundant storage. Upstairs, four additional en-suite bedrooms surround a spacious game room, while a hidden speakeasy style theater delivers an unforgettable movie experience with a 4K laser projector, 135 inch screen, immersive surround sound, and nine reclining leather seats. Beyond the home, a substantial barn provides exceptional flexibility for car enthusiasts, hobbyists, equipment storage, workshop space, or recreational vehicles. Despite its peaceful estate setting, the property is conveniently located near world class medical facilities, shopping, dining, and major highways, offering the perfect balance of privacy and accessibility. Opportunities to own an estate offering this level of craftsmanship, resort style amenities, and true multi residence living are exceptionally rare. Welcome home to 4510 Packard Avenue.

The essentials

Built
2022
Price / sqft
$274
On market
222 days
Annual tax
$21,551
Flood zone
CX
Lot
212,137 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2022
Waterfront
Pond
Private pool
Chlorine Free
3 car garage
Driveway
4.87 acres
Lot size

Payment

Est. monthly payment
$16,370/mo
Down payment (20%)
$510,000
Property taxes
$1,796/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
212,137 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side, Open, Oversized
Pool
Chlorine Free, In Ground, Salt Water, Tile
Waterfront
Pond
Days on Market
222
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Sauna
Smart Home
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Window Treatments
Awning(s)
Dog Run
Lighting
Outdoor Grill
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Storage
Street Lights
Built-in Oven
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Water Filtration System
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone CX
Annual Tax (2025)
$21,551
Parcel #
07-27-31-4950-0001-0420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
212,137 sqft
ClearedFarmIn CountyLandscapedLevelOversized LotPasturePrivateStreet Dead-EndZoned for Horses

Price history

Date
Event
Price
7/10/2026
Price change
Source: Stellar MLS #O6387386
$2,550,000-7.3%
$274/sqft
3/4/2026
Listed for sale
Source: Stellar MLS #O6387386
$2,750,000
$296/sqft

Neighborhood

4510 Packard Ave
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $2,550,000
$2.54M – $2.55M
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 222 after a $200,000 cut.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$16,370/mo
Principal & interest$13,299
Property taxes$1,796
Insurance$1,275
Down payment20% · $510,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,550,000

$274 per sq ft

Beds and baths

7 beds, 12 baths

Size

9,304 sq ft

Time on market

222 days

Year built

2022

Monthly payment

About $16,370/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $21,551 annual tax bill, insurance.

Flood zone

Zone CX

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Kris KennedyListing data from Stellar MLS, MLS# O6387386.

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