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Overview

5 bd3 ba3,570 sqft3 car garageSingle Family
TypeSingle Family
HOA$625/yr
Built2001
Lot11,050 sqft
Living area3,570 sqft
Price / sqft$235
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Cooktop

12513 Scarlett Sage CT is a 2001-built home in Cambridge Crossing Ph 01a 45/21, Winter Garden. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,570 square feet of living space. Listed at $839,000 (about $235/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $625 semi-annually.

From the listing

Beautifully updated home featuring an open-concept layout with soaring high ceilings and tile flooring throughout the main living areas. The bedrooms are upgraded with luxury vinyl flooring, while the spacious loft showcases elegant bamboo flooring. The gourmet kitchen is a true showpiece, equipped with premium Thermador appliances, including a built-in refrigerator, cooktop, hood, oven, and microwave. A massive cook’s island with abundant storage underneath makes this space perfect for cooking and entertaining. This home offers 5 bedrooms and 3 full bathrooms, including a stunning primary suite with a double shower head and a separate soaking tub, separate vanities. Step outside to a private outdoor patio ideal for relaxing, grilling, or enjoying Florida evenings with family and friends. Located in the highly desirable Cambridge Crossing community, this home is zoned for excellent schools, including Lake Whitney Elementary, SunRidge Middle School, and West Orange High School. The neighborhood offers a prime Winter Garden location just minutes from Winter Garden Village, downtown Winter Garden, major highways, and an abundance of shopping, dining, and entertainment options. A rare gem to find. **This property is staged.

The essentials

Built
2001
Price / sqft
$235
On market
178 days
Annual tax
$9,264
HOA
$625/yr
Flood zone
X · Low risk
Lot
11,050 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Water views
Water
3 car garage
0.25 acres
Lot size
3,570 sqft
Living area

Payment

Est. monthly payment
$5,619/mo
Down payment (20%)
$167,800
Property taxes
$772/mo
HOA
$625/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
11,050 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
178
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Cooktop
Dishwasher
Dryer
Microwave
Range Hood
Washer
Elementary
Lake Whitney Elem
Middle
SunRidge Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$9,264
Parcel #
36-22-27-1092-00-110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cambridge Crossing Ph 01a 45/21
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
11,050 sqft
Cul-De-Sac
HOA
$625/yr
Kaley Celentano

Price history

Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #O6393138
$839,000-4.1%
$235/sqft
4/22/2026
Listed for sale
Source: Stellar MLS #O6393138
$875,000
$245/sqft

Neighborhood

12513 Scarlett Sage CT
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $839,000
$835,000 – $839,000
99.5% – 100% of listTops out right at the list price
80% of listList price
221 of the last 441 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 178 after a $36,000 cut.

Sample: 441 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,619/mo
Principal & interest$4,376
Property taxes$772
Insurance$420
HOA$52
Down payment20% · $167,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$839,000

$235 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,570 sq ft

Time on market

178 days

Year built

2001

Monthly payment

About $5,619/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,264 annual tax bill, insurance, and the $625/yr HOA fee.

HOA fee

$625/yr

Managed by Kaley Celentano.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKARDOSH REALTYListing agent: Noah AraujoListing data from Stellar MLS, MLS# O6393138.

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