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Overview

3 bd2 ba1,837 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,050/yr
Built2026
Lot9,375 sqft
Living area1,837 sqft
Price / sqft$291
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATER RIDGE PHASE II
Type
Single Family Residence

True monthly carry

HOA
~$88/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsClubhouseDeed RestrictionsFitness CenterGated Community - No GuardGolf Carts OKPoolSidewalks

168 Fringe Tree is a 2026-built home in Water Ridge Phase II, Lake Alfred. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,837 square feet of living space. Listed at $534,900 (about $291/sqft), 186 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,050 semi-annually.

From the listing

Discover exceptional new construction in the beautiful Water Ridge community, perfectly positioned between Lake Alfred and Auburndale. Surrounded by scenic lakes, this sought-after neighborhood offers a true resort-style lifestyle. Enjoy impeccably maintained grounds and a five-star clubhouse featuring two expansive pools, tennis courts, pickleball courts, and a relaxing hot tub. Every detail of this home has been thoughtfully designed for easy, low-maintenance living—so you can spend more time enjoying everything around you. Step out onto your back patio and take in breathtaking views from one of the highest vantage points in the area, overlooking the tranquil lake system below. Located within a private, gated community, you’ll experience peaceful surroundings, friendly neighbors, and a wide range of activities. This isn’t just a home—it’s a lifestyle investment.

The essentials

Built
2026
Price / sqft
$291
On market
186 days
Annual tax
$1,247
HOA
$1,050/yr
Flood zone
X · Low risk
Lot
9,375 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
9,375 sqft lot
Lot size
1,837 sqft
Living area

Payment

Est. monthly payment
$3,249/mo
Down payment (20%)
$106,980
Property taxes
$104/mo
HOA
$1,050/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,375 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
186
High Ceilings
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Microwave
Range
Elementary
Walter Caldwell Elem
Middle
Stambaugh Middle
High
Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,247
Parcel #
26-27-30-496751-001900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Water Ridge Phase II
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
9,375 sqft
HOA
$1,050/yr
Courtney Uzan

Price history

Date
Event
Price
4/9/2026
Listed for sale
Source: Stellar MLS #O6397725
$534,900
$291/sqft

Neighborhood

168 Fringe Tree
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $534,900
$530,000 – $534,900
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 100 home closings in 33850 landed at this number or higher (59%). The median one sat 59 days before it went under contract, and this one is on day 186.

Sample: 100 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,249/mo
Principal & interest$2,790
Property taxes$104
Insurance$267
HOA$88
Down payment20% · $106,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$534,900

$291 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,837 sq ft

Time on market

186 days

Year built

2026

Monthly payment

About $3,249/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,247 annual tax bill, insurance, and the $1,050/yr HOA fee.

HOA fee

$1,050/yr

Managed by Courtney Uzan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySMART SOLUTIONS REALTY LLCListing agent: Roger OllanketoListing data from Stellar MLS, MLS# O6397725.

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