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Overview

3 bd2 ba1,383 sqft2 car garageSingle Family
TypeSingle Family
HOA$268/yr
Built2021
Lot7,584 sqft
Living area1,383 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanPrivate YardDishwasherDisposalDryerElectric Water HeaterMicrowave

1607 Swan Lake Cir is a 2021-built home in Ridge/Swan Lake, Dundee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,383 square feet of living space. Listed at $265,000 (about $192/sqft), 180 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $268 semi-annually.

From the listing

Welcome to 1607 Swan Lake Circle. This beautifully maintained 3-bedroom, 2-bathroom home offers the perfect blend of comfort and style. Nestled in a peaceful, well-established neighborhood, this property boasts over 1,300 square feet of living space, ideal for those who love to entertain. The open-concept floor plan features a spacious living room with abundant natural light, making it the perfect spot for relaxation or hosting guests. The modern kitchen is equipped with stainless steel appliances, plenty of cabinet space, and an eat in kitchen overlooking the private backyard. The master suite offers a peaceful retreat with a large closet and an en-suite bathroom featuring a walk-in shower and a large vanity with ample counterspace. Two additional well-sized bedrooms provide ample space for family, guests, or a home office. Step outside and enjoy your private fenced backyard featuring a screened lanai and a large outdoor area perfect for gatherings, grilling or quiet evenings under the stars. The two-car garage provides convenience and additional storage. Located just minutes from shopping, dining, schools, and major highways, this home offers both tranquility and easy access to everything you need. Don’t miss out on this opportunity to own a slice of Florida living!

The essentials

Built
2021
Price / sqft
$192
On market
180 days
Annual tax
$3,378
HOA
$268/yr
Flood zone
X · Low risk
Lot
7,584 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
7,584 sqft lot
Lot size
1,383 sqft
Living area

Payment

Est. monthly payment
$1,818/mo
Down payment (20%)
$53,000
Property taxes
$282/mo
HOA
$268/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
7,584 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
180
Eat-in Kitchen
Open Floorplan
Private Yard
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Sandhill Elem
Middle
Lake Marion Creek Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,378
Parcel #
27-28-27-835826-000100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridge/Swan Lake
County
Polk
MLS Area
33838 - Dundee
Lot Size
7,584 sqft
SidewalkPaved
HOA
$268/yr
Artemis Lifestyle Services

Price history

Date
Event
Price
4/14/2026
Listed for sale
Source: Stellar MLS #O6399170
$265,000
$192/sqft

Neighborhood

1607 Swan Lake Cir
Dundee, FL, 33838 · 33838 - Dundee

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$262,500 – $265,000
99.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 58 home closings in 33838 landed at this number or higher (57%). The median one sat 88 days before it went under contract, and this one is on day 180.

Sample: 58 closed home sales in 33838 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,818/mo
Principal & interest$1,382
Property taxes$282
Insurance$133
HOA$22
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$192 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,383 sq ft

Time on market

180 days

Year built

2021

Monthly payment

About $1,818/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,378 annual tax bill, insurance, and the $268/yr HOA fee.

HOA fee

$268/yr

Managed by Artemis Lifestyle Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byERA GRIZZARD REAL ESTATEListing agent: Jennifer GrimesListing data from Stellar MLS, MLS# O6399170.

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