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About this home
420 Valley Stream Dr is a 2004-built home in Seminole Woods 5 Ac Dev, Geneva. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,677 square feet of living space. Listed at $1,070,000 (about $291/sqft), 174 days on market. Flood zone A and X - confirm flood insurance requirements with your lender. HOA runs $2,100 annually.
HUGE PRICE REDUCTION --- Welcome to Seminole Woods and to the intriguing design of this Arthur Rutenberg built home on five wooded acres with over 200 feet of frontage on a private picturesque pond. As you approach this home for the first time you're struck by the lovely Tuscan influenced front elevation: pillars at the entryway, high arches over windows and the front door, and two lovely full bay windows. This spacious single-story home offers a well placed split bedroom floor plan, a designated front-of-the-home office, a large dining room, living room, kitchen and an incredible family room you’ve just got to see. The many upgraded and well planned custom features continue as you discover the interior: please notice such designer upgrades as the high recessed tray ceilings, a continuation of the pillared theme, the rich crown molding throughout, the wall niches, built-in shelves, butler pantry, beautiful water resistant marble window sills, and more than expected closet space throughout. From the living room, breakfast nook, kitchen and family room you can enjoy the panoramic view of the pool, the covered lanai, and beyond it, down the hill, the private nature-framed pond. The screen enclosed infinity edged pool has for added ambiance a decorative rock fountain and heated in-ground spa, all surrounded by genuine fieldstone decking. For your peace of mind, major updates include a new roof in November 2021; the exterior was just professionally painted last month; the two air conditioners new in 2020 & 2024; the Generac whole-house generator installed in May, 2025; the pool heater in 2022, and a brand new two-speed pool pump in July 2026. The pool and decking were leak checked, serviced and renovated early this year. Seminole Woods is an equestrian community and a nature lover's dream. Amenities include miles of trails for horses and hikers, a gated park on full-use skiable Buck Lake with a dock and boat launch, a picnic pavilion available for residents’ events, sports courts (yes pickleball too) and a large playground.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 27 closed home sales in 32732 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,070,000
$291 per sq ft
Beds and baths
4 beds, 3 baths
Size
3,677 sq ft
Time on market
174 days
Year built
2004
Monthly payment
About $6,864/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,884 annual tax bill, insurance, and the $2,100/yr HOA fee.
HOA fee
$2,100/yr
Managed by Bono Property Management --- Mike Bono.
Flood zone
Zone A AND X
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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