

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- HARBOR SQUARE
- Type
- Townhouse
True monthly carry
- HOA
- ~$165/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
4417 Jetty Lane NE is a 2026-built home in Harbor Square, Palm Bay. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,782 square feet of living space. Listed at $279,990 (about $157/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.
Under Construction. Welcome to Harbor Square! This charming neighborhood showcases spacious new construction townhomes nestled in the heart of Palm Bay in Melbourne, FL. With upscale finishes, integrated smart home technology, and on-site amenities. Plus, they're conveniently located within easy access from I-95 and minutes to the beautiful Atlantic Beaches. This gorgeous end unit Marigold two-story townhome features 3 bedrooms, 2 full bathrooms, a powder room, and a two-car garage. The spacious first floor is ideal for entertaining, featuring a powder room, open concept gathering room, café, and kitchen. The kitchen is equipped with a pantry, bright white cabinetry, decorative tile backsplash, quartz countertops, and beautiful wood-look luxury vinyl plank flooring. After a long day, retreat upstairs to your private oasis. The Owner's Suite features a spacious walk-in closet and en suite bathroom with a double sink quartz-topped white vanity, a linen closet, private water closet and walk-in shower. Two additional bedrooms, the secondary bathroom and the laundry are also on the second floor, offering privacy and space for everyone. Professionally curated design selections for this popular Marigold townhome include a washer, dryer, refrigerator, blinds, wood-look luxury vinyl plank throughout the first floor, tile flooring in the bathrooms and laundry room, and soft, stain-resistant Shaw carpet in the bedrooms, and so much more!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 12 closed townhouse or villa sales in 32905 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$279,990
$157 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,782 sq ft
Time on market
178 days
Year built
2026
Monthly payment
About $1,779/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $165 annual tax bill, insurance, and the $165/mo HOA fee.
HOA fee
$165/mo
Managed by Castle Group.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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