728 Rivera Rd, photo 1
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Overview

3 bd2 ba1,491 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1994
Lot6,100 sqft
Living area1,491 sqft
Price / sqft$184
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)Window TreatmentsLightingRain Gutters

728 Rivera Rd is a 1994-built home in Villages Of Sumter, The Villages. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,491 square feet of living space. Listed at $275,000 (about $184/sqft), 176 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

PRICE REDUCED! OWNER MOTIVATED! CALLING ALL INVESTORS AND FIRST TIME HOME BUYERS WHO WANT TO PUT IN A LITTLE WORK! Welcome to 728 Rivera Rd, located in the sought-after Village of Rio Grande in The Villages! Bond Paid! This home offers a comfortable and functional layout with plenty of space to enjoy both indoors and out. Featuring 3 bedrooms and 2 bathrooms, the home showcases an open, inviting floor plan that feels bright and spacious throughout. The kitchen is outfitted with stainless steel appliances and offers ample workspace and storage, making it both practical and stylish. The home includes a Florida Room and a screened lanai, providing versatile spaces to unwind or entertain. A bonus family room adds even more flexibility—ideal for a second living area, home office, or hobby space. Additional features include a screened front porch, interior laundry room, and a full 2-car garage. Set on a nicely positioned lot, the property offers a sense of privacy along with peaceful surroundings. Conveniently located just minutes from Spanish Springs Town Square and Lake Sumter Landing, you’ll have quick access to shopping, dining, entertainment, golf courses, recreation centers, and community pools. Enjoy the low Sumter County taxes and a fully paid BOND! Schedule your private showing today!

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The essentials

Built
1994
Price / sqft
$184
On market
176 days
Annual tax
$1,846
Flood zone
X · Low risk
Lot
6,100 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
2 car garage
6,100 sqft lot
Lot size
1,491 sqft
Living area

Payment

Est. monthly payment
$1,725/mo
Down payment (20%)
$55,000
Property taxes
$154/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
6,100 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
176
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Golf
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
South Sumter High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$1,846
Parcel #
D12C117

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages Of Sumter
County
Sumter
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
6,100 sqft

Price history

Date
Event
Price
7/29/2026
Price change
Source: Stellar MLS #O6402015
$275,000-8.3%
$184/sqft
-
Price change
Source: Stellar MLS #O6402015
$299,999-10.4%
$201/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #O6402015
$335,000
$225/sqft

Neighborhood

728 Rivera Rd
The Villages, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $275,000
$270,000 – $275,000
98.1% – 100% of listTops out right at the list price
80% of listList price
139 of the last 277 home closings in 32159 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 176 after a $60,000 cut.

Sample: 277 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,726/mo
Principal & interest$1,434
Property taxes$154
Insurance$138
Down payment20% · $55,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$275,000

$184 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,491 sq ft

Time on market

176 days

Year built

1994

Monthly payment

About $1,725/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,846 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byHOUWZER INCListing agent: John Walker, JrListing data from Stellar MLS, MLS# O6402015.

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