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Overview

3 bd2 ba1,398 sqft2 car garageSingle Family
TypeSingle Family
HOA$460/yr
Built1996
Lot7,572 sqft
Living area1,398 sqft
Price / sqft$293
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboSplit BedroomStone CountersThermostatWalk-in Closet(s)SidewalkDishwasher

514 Tree Shore Dr is a 1996-built home in Cypress Lakes, Orlando. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,398 square feet of living space. Listed at $410,000 (about $293/sqft), 165 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $460 annually.

From the listing

Beautiful 3BR Home in Orlando. Spacious Layout & Prime Location! Move-In Ready 3/2 in Orlando with Room to Relax & Entertain. Don't Miss This Opportunity!!!

The essentials

Built
1996
Price / sqft
$293
On market
165 days
Annual tax
$3,445
HOA
$460/yr
Flood zone
X · Low risk
Lot
7,572 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
2 car garage
7,572 sqft lot
Lot size
1,398 sqft
Living area

Payment

Est. monthly payment
$2,668/mo
Down payment (20%)
$82,000
Property taxes
$287/mo
HOA
$460/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
7,572 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
165
High Ceilings
Kitchen/Family Room Combo
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Elementary
Lawton Chiles Elem
Middle
Legacy Middle
High
University High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,445
Parcel #
28-22-31-1917-00-110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cypress Lakes
County
Orange
MLS Area
32825 - Orlando/Rio Pinar / Union Park
Lot Size
7,572 sqft
HOA
$460/yr
M Gómez

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6402592
$410,000-2.4%
$293/sqft
-
Price change
Source: Stellar MLS #O6402592
$420,000-4.5%
$300/sqft
5/6/2026
Listed for sale
Source: Stellar MLS #O6402592
$440,000
$315/sqft

Neighborhood

514 Tree Shore Dr
Orlando, FL, 32825 · 32825 - Orlando/Rio Pinar / Union Park

Market insights

Offer Insights

Choose an offer strength

List price: $410,000
$407,500 – $410,000
99.5% – 100% of listTops out right at the list price
80% of listList price
150 of the last 264 home closings in 32825 landed at this number or higher (57%). The median one sat 15 days before it went under contract, and this one is on day 165 after a $30,000 cut.

Sample: 264 closed home sales in 32825 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,668/mo
Principal & interest$2,138
Property taxes$287
Insurance$205
HOA$38
Down payment20% · $82,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$410,000

$293 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,398 sq ft

Time on market

165 days

Year built

1996

Monthly payment

About $2,668/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,445 annual tax bill, insurance, and the $460/yr HOA fee.

HOA fee

$460/yr

Managed by M Gómez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Millie HenriquezListing data from Stellar MLS, MLS# O6402592.

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