60 Surfview Dr #122, photo 1
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Overview

3 bd3 ba1,640 sqft2 car garageCondominium
TypeCondominium
HOA + condo dues$792/mo
Built2004
Lot20,517 sqft
Living area1,640 sqft
Price / sqft$298
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingElevatorLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

60 Surfview Dr #122 is a 2004-built home in Surf Club III Condo, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,640 square feet of living space. Listed at $489,000 (about $298/sqft), 175 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $726 monthly. Condo dues run $66 monthly.

From the listing

Location says it all! This stunning grand Mediterranean-style oceanfront condominium delivers the coastal lifestyle you’ve been dreaming of. As one of the area’s most sought-after communities, residents enjoy access to an impressive lineup of resort-style amenities. The sports club and condo facilities include tennis and pickleball courts, basketball, shuffleboard, volleyball, three pools, a fitness center, a fire pit, gas grills with a pavilion, a clubhouse, a library, plus an Intracoastal fishing dock with kayak storage and launch. Miles of scenic walking and biking trails wind through beautifully maintained, nature-filled surroundings. When you’re ready to unwind, retreat to this rare first-floor residence offering direct access to a lush green lawn and a convenient walkover to the Atlantic Ocean, just a few steps away. Inside, a bright and open floor plan is enhanced by newer appliances (2025), a newer HVAC system (2025), crown molding, granite countertops, and plantation shutters, blending coastal charm with everyday comfort. The open-concept living area is ideal for both everyday living and entertaining, anchored by a spacious kitchen featuring sleek, creamy cabinetry, granite countertops, and stainless steel appliances. The oversized primary suite offers a retreat, with windows framing sweeping views. Imagine starting your day with coffee on the private lanai as the sun rises over the Atlantic Ocean, with the sound of waves crashing on the surf. With a split-bedroom layout, a private second suite with a full bath provides a comfortable space for guests or family, while the third bedroom features a walk-in closet and a convenient half bath, adding flexibility and function to this thoughtfully designed layout. Come experience the beauty, comfort, and ease of true beachfront living. Whether for full-time living or a coastal getaway, this is an opportunity you won’t want to miss.

The essentials

Built
2004
Price / sqft
$298
On market
175 days
Annual tax
$6,725
HOA + condo dues
$792/mo
Flood zone
X · Low risk
Lot
20,517 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 2004
Waterfront
Gulf/Ocean
Community pool
Fitness center too
2 car garage
Common
1,640 sqft
Living area

Payment

Est. monthly payment
$4,147/mo
Down payment (20%)
$97,800
Property taxes
$560/mo
HOA + condo dues
$792/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
20,517 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Common, Covered, Ground Level, Open, Basement
Waterfront
Gulf/Ocean
Days on Market
175
Ceiling Fans(s)
Crown Molding
Elevator
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Fire Pit
Lighting
Outdoor Grill
Outdoor Kitchen
Sidewalk
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Pool
Sidewalks
Wheelchair Access
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,725
Parcel #
37-10-31-3731-00030-1220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Surf Club III Condo
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
20,517 sqft
SidewalkPaved
HOA + condo dues
$792/mo
$726/mo HOA plus $66/mo condo dues
Paula Crum

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #O6402999
$489,000-1.2%
$298/sqft
-
Price change
Source: Stellar MLS #O6402999
$494,900-1.0%
$302/sqft
4/26/2026
Listed for sale
Source: Stellar MLS #O6402999
$499,900
$305/sqft

Neighborhood

60 Surfview Dr #122
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $489,000
$475,000 – $489,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 175 after a $10,900 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,147/mo
Principal & interest$2,550
Property taxes$560
Insurance$245
HOA$792
Down payment20% · $97,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$489,000

$298 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,640 sq ft

Time on market

175 days

Year built

2004

Monthly payment

About $4,147/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,725 annual tax bill, insurance, and $792/mo in HOA and condo dues.

HOA + condo dues

$792/mo

$726/mo HOA plus $66/mo condo dues. Managed by Paula Crum.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA REALTY INVESTMENTSListing agent: Rita PhillipsListing data from Stellar MLS, MLS# O6402999.

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