

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
60 Surfview Dr #122 is a 2004-built home in Surf Club III Condo, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,640 square feet of living space. Listed at $489,000 (about $298/sqft), 175 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $726 monthly. Condo dues run $66 monthly.
Location says it all! This stunning grand Mediterranean-style oceanfront condominium delivers the coastal lifestyle you’ve been dreaming of. As one of the area’s most sought-after communities, residents enjoy access to an impressive lineup of resort-style amenities. The sports club and condo facilities include tennis and pickleball courts, basketball, shuffleboard, volleyball, three pools, a fitness center, a fire pit, gas grills with a pavilion, a clubhouse, a library, plus an Intracoastal fishing dock with kayak storage and launch. Miles of scenic walking and biking trails wind through beautifully maintained, nature-filled surroundings. When you’re ready to unwind, retreat to this rare first-floor residence offering direct access to a lush green lawn and a convenient walkover to the Atlantic Ocean, just a few steps away. Inside, a bright and open floor plan is enhanced by newer appliances (2025), a newer HVAC system (2025), crown molding, granite countertops, and plantation shutters, blending coastal charm with everyday comfort. The open-concept living area is ideal for both everyday living and entertaining, anchored by a spacious kitchen featuring sleek, creamy cabinetry, granite countertops, and stainless steel appliances. The oversized primary suite offers a retreat, with windows framing sweeping views. Imagine starting your day with coffee on the private lanai as the sun rises over the Atlantic Ocean, with the sound of waves crashing on the surf. With a split-bedroom layout, a private second suite with a full bath provides a comfortable space for guests or family, while the third bedroom features a walk-in closet and a convenient half bath, adding flexibility and function to this thoughtfully designed layout. Come experience the beauty, comfort, and ease of true beachfront living. Whether for full-time living or a coastal getaway, this is an opportunity you won’t want to miss.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$489,000
$298 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,640 sq ft
Time on market
175 days
Year built
2004
Monthly payment
About $4,147/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,725 annual tax bill, insurance, and $792/mo in HOA and condo dues.
HOA + condo dues
$792/mo
$726/mo HOA plus $66/mo condo dues. Managed by Paula Crum.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







