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Overview

2 bd2 ba1,235 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot6,200 sqft
Living area1,235 sqft
Price / sqft$324
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboPrivate MailboxPrivate YardDishwasherMicrowaveRangeRefrigerator

3435 Gulf Coast Dr is a 1973-built home in Hernando Beach, Hernando Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,235 square feet of living space. Listed at $399,900 (about $324/sqft), 157 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Waterfront living at its finest! This beautifully renovated 2-bedroom, 2-bath home in Hernando Beach offers direct Gulf access with 62 feet of saltwater canal frontage and no bridges—a true boater’s dream. Step inside to discover a completely updated interior featuring a brand-new roof, fresh interior and exterior paint, and stylish tile flooring throughout. The stunning open kitchen showcases white shaker cabinetry, granite countertops, stainless steel appliances, and a breakfast bar that flows seamlessly into the dining and living areas—perfect for entertaining. Both bathrooms have been fully remodeled with modern vanities and new shower/tub features. Additional upgrades include a new hot water heater and garage door, providing peace of mind for years to come. Enjoy relaxing water views from the Florida room or unwind on the screened rear porch overlooking the canal. Whether you're sipping your morning coffee or hosting guests, this home is designed to embrace the coastal lifestyle. Located in a golf-cart-friendly community, Hernando Beach offers a laid-back atmosphere with nearby boat ramps, parks, nature preserves, and waterfront dining with live music. You're just minutes from Pine Island Beach and within easy reach of Tampa International Airport, Clearwater, and St. Petersburg for shopping, dining, and entertainment. Don’t miss your chance to own this turnkey waterfront retreat—schedule your showing today! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Sold As-Is.”

The essentials

Built
1973
Price / sqft
$324
On market
157 days
Annual tax
$4,737
Flood zone
AE
Lot
6,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
Waterfront
Canal - Saltwater
1 car garage
Driveway
6,200 sqft lot
Lot size
1,235 sqft
Living area

Payment

Est. monthly payment
$2,681/mo
Down payment (20%)
$79,980
Property taxes
$395/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
6,200 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Waterfront
Canal - Saltwater, Canal Front
Days on Market
157
Living Room/Dining Room Combo
Private Mailbox
Private Yard
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,737
Parcel #
R12-223-16-2310-0860-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
6,200 sqft
Paved

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #O6403337
$399,900-9.1%
$324/sqft
5/7/2026
Listed for sale
Source: Stellar MLS #O6403337
$439,900
$356/sqft

Neighborhood

3435 Gulf Coast Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$385,000 – $399,900
96.4% – 100% of listTops out right at the list price
80% of listList price
54 of the last 107 home closings in 34607 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 157 after a $40,000 cut.

Sample: 107 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,680/mo
Principal & interest$2,086
Property taxes$395
Insurance$200
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$324 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,235 sq ft

Time on market

157 days

Year built

1973

Monthly payment

About $2,681/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,737 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byALL FLORIDA PROPERTY GROUP,INCListing agent: Melinda FoleyListing data from Stellar MLS, MLS# O6403337.

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