430 Cypress Isles Rd, photo 1
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Overview

3 bd2 ba1,250 sqftSingle Family
TypeSingle Family
HOA$425/yr
Built1984
Lot579,348 sqft
Living area1,250 sqft
Price / sqft$536

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanStone CountersPrivate MailboxDisposalDryerMicrowave

430 Cypress Isles Rd is a 1984-built home in Cypress Isles, Osteen. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,250 square feet of living space. Listed at $669,900 (about $536/sqft), 162 days on market. Flood zone X, A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $425 annually.

From the listing

Bring the horses, chickens, boats, and toys—this fully fenced 13.30-acre Osteen property is ready for it all. This move-in-ready 3-bedroom, 2-bath home features granite countertops, wood cabinetry, tile flooring throughout, fresh interior paint, updated fixtures, and a new roof (2024). Designed for equestrian living, the property includes 3 paddocks, a 3-stall barn with oversized 16x12 stalls and private runs, water and electric service, covered equipment storage, a tack/feed room, and a built-in chicken coop. Recent upgrades also include a new water softener, chlorinator, filtration system, and updated landscaping. Enjoy peaceful views from the oversized screened lanai and take advantage of direct access to nearby riding trails, including Hickory Bluff and Palm Bluff. Residents also enjoy access to a private St. Johns River boat launch, pavilion, and playground. Rarely does a property provide this combination of acreage, horse facilities, modern updates, trail access, and river community amenities—all in one turnkey package.

The essentials

Built
1984
Price / sqft
$536
On market
162 days
Annual tax
$8,054
HOA
$425/yr
Flood zone
X, A · Low risk
Lot
579,348 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
13.30 acres
Lot size
1,250 sqft
Living area

Payment

Est. monthly payment
$4,535/mo
Down payment (20%)
$133,980
Property taxes
$671/mo
HOA
$425/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
579,348 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway
Days on Market
162
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Private Mailbox
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X, A
Annual Tax (2025)
$8,054
Parcel #
9216-00-00-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cypress Isles
County
Volusia
MLS Area
32764 - Osteen
Lot Size
579,348 sqft
ClearedCorner LotFarmPastureZoned for Horses
HOA
$425/yr
Cypress Isles HOA

Price history

Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #O6405591
$669,900-0.8%
$536/sqft
-
Price change
Source: Stellar MLS #O6405591
$675,000-2.9%
$540/sqft
5/6/2026
Listed for sale
Source: Stellar MLS #O6405591
$695,000
$556/sqft

Neighborhood

430 Cypress Isles Rd
Osteen, FL, 32764 · 32764 - Osteen

Market insights

Offer Insights

Choose an offer strength

List price: $669,900
$640,000 – $669,900
95.7% – 100% of listTops out right at the list price
80% of listList price
15 of the last 29 home closings in 32764 landed at this number or higher (52%). The median one sat 104 days before it went under contract, and this one is on day 162 after a $25,100 cut.

Sample: 29 closed home sales in 32764 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,535/mo
Principal & interest$3,494
Property taxes$671
Insurance$335
HOA$35
Down payment20% · $133,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$669,900

$536 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,250 sq ft

Time on market

162 days

Year built

1984

Monthly payment

About $4,535/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,054 annual tax bill, insurance, and the $425/yr HOA fee.

HOA fee

$425/yr

Managed by Cypress Isles HOA.

Flood zone

Zone X, A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPRATT REALTY INCListing agent: Lauren SzesnatListing data from Stellar MLS, MLS# O6405591.

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