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Overview

4 bd2 ba1,863 sqft2 car garageSingle Family
TypeSingle Family
HOA$95/mo
Built2025
Lot5,500 sqft
Living area1,863 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)

1782 White Elephant is a 2025-built home in Peach Crossings, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,863 square feet of living space. Listed at $314,900 (about $169/sqft), 158 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 monthly.

From the listing

Discover affordable luxury and modern Florida living in this beautifully designed brand-new 2025 home located in the growing Peach Crossings community of Winter Haven. Perfectly positioned for first-time homebuyers, growing families, remote professionals, and buyers seeking more space without sacrificing style, this move-in ready 4-bedroom, 2-bath residence offers the ideal combination of comfort, functionality, and value in one of Polk County’s rapidly expanding areas. Built by LGI Homes, the highly sought-after “Summit” floor plan features an open-concept design with soaring ceilings, abundant natural light, and thoughtfully designed living spaces perfect for entertaining and everyday living. The spacious chef-inspired kitchen is equipped with granite countertops, solid wood cabinetry, Whirlpool stainless steel appliances, generous prep space, and seamless flow into the dining and family room area creating the perfect setting for gatherings, holidays, and movie nights at home. The oversized primary suite offers a peaceful retreat with a large walk-in closet and spa-style en-suite bathroom featuring dual vanities, stone countertops, and a step-in shower. Three additional bedrooms provide flexibility for guest rooms, a home office, fitness room, or playroom. Luxury vinyl flooring throughout the main living areas, energy-efficient windows, smart layout design, interior laundry room, and modern finishes add both style and practicality for today’s buyers. Step outside and enjoy covered outdoor living space ideal for relaxing evenings, weekend cookouts, or enjoying Florida’s year-round sunshine. Professionally designed landscaping, irrigation, sidewalks, and attractive curb appeal make this home stand out from the moment you arrive. Located near shopping, dining, medical facilities, parks, and major commuter routes, Peach Crossings offers convenient access to Lakeland, Orlando, and Central Florida attractions while still maintaining a quieter residential atmosphere. Community amenities include playgrounds, parks, picnic areas, and access to highly desired Polk County schools, making this neighborhood especially appealing to families and buyers relocating to Florida. With no CDD fees, low HOA costs, builder warranty coverage, and financing options including FHA, VA, USDA, and Conventional loans, this property presents an exceptional opportunity for buyers looking for affordable new construction in Winter Haven with long-term value and lifestyle appeal.

The essentials

Built
2025
Price / sqft
$169
On market
158 days
Annual tax
$760
HOA
$95/mo
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
Driveway
5,500 sqft lot
Lot size
1,863 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$1,958/mo
Down payment (20%)
$62,980
Property taxes
$63/mo
HOA
$95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Driveway
Days on Market
158
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Community Mailbox
Park
Playground
Cooktop
Dishwasher
Disposal
Freezer
Microwave
Range
Refrigerator
Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$760
Parcel #
26-29-16-689010-000390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peach Crossings
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,500 sqft
SidewalkPaved
HOA
$95/mo
Peach Crossing

Price history

Date
Event
Price
6/25/2026
Price change
Source: Stellar MLS #O6405643
$314,900-8.2%
$169/sqft
-
Price change
Source: Stellar MLS #O6405643
$342,900+1.2%
$184/sqft
5/6/2026
Listed for sale
Source: Stellar MLS #O6405643
$338,900
$182/sqft

Neighborhood

1782 White Elephant
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $314,900
$312,500 – $314,900
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 349 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 158 after a $24,000 cut.

Sample: 349 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,958/mo
Principal & interest$1,642
Property taxes$63
Insurance$157
HOA$95
Down payment20% · $62,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$314,900

$169 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,863 sq ft

Time on market

158 days

Year built

2025

Monthly payment

About $1,958/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $760 annual tax bill, insurance, and the $95/mo HOA fee.

HOA fee

$95/mo

Managed by Peach Crossing.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORP.Listing agent: Renee AnthonyListing data from Stellar MLS, MLS# O6405643.

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