388 Sand Ridge Dr, photo 1
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Overview

5 bd5 ba3,406 sqft2 car garageSingle Family
TypeSingle Family
HOA$170/qtr
Built2004
Lot8,438 sqft
Living area3,406 sqft
Price / sqft$161
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)GardenBuyer Approval RequiredDishwasherDryerElectric Water HeaterRangeRefrigerator

388 Sand Ridge Dr is a 2004-built home in Windwood Bay Ph 01, Davenport. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,406 square feet of living space. Listed at $548,000 (about $161/sqft), 145 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $170 quarterly.

From the listing

Beautifully updated and meticulously maintained pool home in the desirable Windwood Bay community! This spacious residence offers the perfect blend of comfort, style, and functionality with thoughtful upgrades throughout. The roof is only 6½ years old, and the home also features a whole-house water filtration system for added peace of mind. Step inside to discover decorative beams accenting the formal living room, dining room, downstairs bedroom, and family room, creating warmth and character throughout the home. The inviting family room showcases custom stone work and built-in cabinetry, making it the perfect gathering space. Luxury vinyl tile flooring has been installed in the formal living room, dining room, downstairs bedroom, upstairs common area, and one upstairs bedroom for a modern and cohesive look. Outdoor living is a dream with a huge patio surrounding the screened pool enclosure, ideal for entertaining or relaxing year-round. The beautifully refreshed landscaping includes all-new gardens, while gutters and downspouts have been installed around the entire home for added convenience and protection. This move-in ready property combines elegant upgrades with everyday practicality in a fantastic location close to shopping, dining, attractions, and major highways. Don’t miss the opportunity to make this exceptional home your own!

The essentials

Built
2004
Price / sqft
$161
On market
145 days
Annual tax
$3,896
HOA
$170/qtr
Flood zone
X · Low risk
Lot
8,438 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
In Ground
2 car garage
8,438 sqft lot
Lot size
3,406 sqft
Living area

Payment

Est. monthly payment
$3,514/mo
Down payment (20%)
$109,600
Property taxes
$325/mo
HOA
$170/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
8,438 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
145
Ceiling Fans(s)
Garden
Buyer Approval Required
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,896
Parcel #
27-26-03-701055-000200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windwood Bay Ph 01
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
8,438 sqft
HOA
$170/qtr
n/a

Price history

Date
Event
Price
6/16/2026
Price change
Source: Stellar MLS #O6409861
$548,000-0.4%
$161/sqft
5/21/2026
Listed for sale
Source: Stellar MLS #O6409861
$550,000
$161/sqft

Neighborhood

388 Sand Ridge Dr
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $548,000
$545,000 – $548,000
99.5% – 100% of listTops out right at the list price
80% of listList price
102 of the last 199 home closings in 33896 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 145 after a $2,000 cut.

Sample: 199 closed home sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,514/mo
Principal & interest$2,858
Property taxes$325
Insurance$274
HOA$57
Down payment20% · $109,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$548,000

$161 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,406 sq ft

Time on market

145 days

Year built

2004

Monthly payment

About $3,514/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,896 annual tax bill, insurance, and the $170/qtr HOA fee.

HOA fee

$170/qtr

Managed by n/a.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTRUDEALS REALTY CORPListing agent: Candace GarberListing data from Stellar MLS, MLS# O6409861.

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