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Overview

3 bd2 ba1,833 sqft2 car garageSingle Family
TypeSingle Family
HOA$51/mo
Built1989
Lot10,893 sqft
Living area1,833 sqft
Price / sqft$232
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomStone CountersDishwasherDryer

309 Oak Leaf Cir is a 1989-built home in Misty Oaks, Lake Mary. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,833 square feet of living space. Listed at $424,900 (about $232/sqft), 149 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $51 monthly.

From the listing

Virtually Staged. Welcome Home to this very well cared for gem in the Misty Oaks subdivision. Gorgeous landscaping and mature oak trees on a quarter acre lot help give this home massive curb appeal. This home is sprawling and feels larger than it is with a split plan with a dining room, living room and family room. The kitchen has been updated with granite counters, solid wood cabinets and a sleek 2 tone black and stainless appliance package. The primary suite is massive with a walk in closet and sliding door on to the screened lanai, the bathroom has granite with dual vanity, garden tub with tons of natural light (and a privacy wall), and a separate glass shower enclosure. The family room has a wood burning fireplace and overlooks the huge private, low maintenance backyard. This house is needs nothing and is ready to go you the old Lake Mary lifestyle.

The essentials

Built
1989
Price / sqft
$232
On market
149 days
Annual tax
$1,881
HOA
$51/mo
Flood zone
X · Low risk
Lot
10,893 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
0.25 acres
Lot size
1,833 sqft
Living area

Payment

Est. monthly payment
$2,636/mo
Down payment (20%)
$84,980
Property taxes
$157/mo
HOA
$51/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
10,893 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
149
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Stone Counters
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Lake Mary Elementary
Middle
Millennium Middle
High
Seminole High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,881
Parcel #
09-20-30-512-0000-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Misty Oaks
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
10,893 sqft
HOA
$51/mo
Premier Association Management

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #O6410365
$424,900-1.1%
$232/sqft
-
Price change
Source: Stellar MLS #O6410365
$429,800-7.6%
$234/sqft
5/23/2026
Listed for sale
Source: Stellar MLS #O6410365
$465,000
$254/sqft

Neighborhood

309 Oak Leaf Cir
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $424,900
$420,000 – $424,900
99.1% – 100% of listTops out right at the list price
80% of listList price
108 of the last 215 home closings in 32746 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 149 after a $40,100 cut.

Sample: 215 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,636/mo
Principal & interest$2,216
Property taxes$157
Insurance$212
HOA$51
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,900

$232 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,833 sq ft

Time on market

149 days

Year built

1989

Monthly payment

About $2,636/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,881 annual tax bill, insurance, and the $51/mo HOA fee.

HOA fee

$51/mo

Managed by Premier Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byIVRE ORLANDOListing agent: Richard AlpizarListing data from Stellar MLS, MLS# O6410365.

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