1407 Retreat Cir, photo 1
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Overview

3 bd3 ba1,503 sqftTownhouse
TypeTownhouse
HOA$385/mo
Built2007
Lot1,350 sqft
Living area1,503 sqft
Price / sqft$146

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Surface CountersBalconySidewalkClubhouse

1407 Retreat Cir is a 2007-built home in Retreat At Silver Creek Sub, Clermont. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,503 square feet of living space. Listed at $220,000 (about $146/sqft), 132 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $385 monthly.

From the listing

One or more photo(s) has been virtually staged. New Improved Price! Location Location! This inviting 3-bedroom, 3-bath townhome in the desirable Retreat at Silver Creek community is a great opportunity as primary residence or investment. Property is located just minutes from shopping, dining, golf courses, and major highways, Disney attractions, and the growing Clermont corridor. Home boast open-concept floor plan with a bright and inviting living area, a well-appointed kitchen with granite countertops and stainless-steel appliances. The spacious great room connects to the outdoor living space with screened lanai and private pool, while the primary suite features a private balcony where you can unwind and enjoy a retreat like experience. This property may qualify for Seller Financing (Vendee). Call today for your private showing.

The essentials

Built
2007
Price / sqft
$146
On market
132 days
Annual tax
$4,296
HOA
$385/mo
Flood zone
X · Low risk
Lot
1,350 sqft
Type
Townhouse

At a glance

Townhouse
Built 2007
Community pool
Fitness center too
1,350 sqft lot
Lot size
1,503 sqft
Living area

Payment

Est. monthly payment
$2,000/mo
Down payment (20%)
$44,000
Property taxes
$358/mo
HOA
$385/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2007
Lot
1,350 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Open
Days on Market
132
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Balcony
Sidewalk
Clubhouse
Community Mailbox
Fitness Center
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Sawgrass bay Elementary
Middle
Windy Hill Middle
High
East Ridge High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$4,296
Parcel #
25-24-26-1920-000-00500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Retreat At Silver Creek Sub
County
Lake
MLS Area
34714 - Clermont
Lot Size
1,350 sqft
HOA
$385/mo
Premier Management of Central Florid

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #O6412805
$220,000-7.9%
$146/sqft
-
Price change
Source: Stellar MLS #O6412805
$239,000-10.8%
$159/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #O6412805
$267,950
$178/sqft

Neighborhood

1407 Retreat Cir
Clermont, FL, 34714 · 34714 - Clermont

Market insights

Offer Insights

Choose an offer strength

List price: $220,000
$220,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 131 townhouse or villa closings in 34714 landed at this number or higher (72%). The median one sat 26 days before it went under contract, and this one is on day 132 after a $47,950 cut.

Sample: 131 closed townhouse or villa sales in 34714 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,000/mo
Principal & interest$1,147
Property taxes$358
Insurance$110
HOA$385
Down payment20% · $44,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$220,000

$146 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,503 sq ft

Time on market

132 days

Year built

2007

Monthly payment

About $2,000/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,296 annual tax bill, insurance, and the $385/mo HOA fee.

HOA fee

$385/mo

Managed by Premier Management of Central Florid.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMIGHTY REALTY INCListing agent: JoAnn BonillaListing data from Stellar MLS, MLS# O6412805.

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