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Overview

3 bd3 ba1,503 sqftTownhouse
TypeTownhouse
HOA$385/mo
Built2007
Lot1,350 sqft
Living area1,503 sqft
Price / sqft$173

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSolid Wood CabinetsThermostatWindow TreatmentsSidewalkClubhouse

1405 Retreat Cir is a 2007-built home in Retreat At Silver Creek, Clermont. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,503 square feet of living space. Listed at $260,000 (about $173/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $385 monthly.

From the listing

Welcome to 1405 Retreat Circle in Clermont's desirable Retreat at Silver Creek! This beautifully maintained 3-bedroom, 3-bathroom townhome offers the perfect combination of comfort, convenience, and investment potential. Whether you're looking for a primary residence, vacation home, or income-producing short-term rental, this property is an exceptional opportunity. Inside, you'll find a bright, open-concept layout featuring a spacious eat-in kitchen with abundant oak cabinetry, ample counter space, stainless steel appliances, and a functional center island. The kitchen flows seamlessly into the living and dining areas, creating an inviting space for everyday living and entertaining. Residents of The Retreat at Silver Creek enjoy resort-style amenities, including a clubhouse, community pool, hot tub, fitness center, and game room, providing plenty of opportunities to relax and unwind. The HOA also covers exterior maintenance, landscaping, and common area upkeep, making ownership even more convenient. Ideally located just minutes from Walt Disney World, world-class golf courses, shopping, dining, and major highways, this home is perfectly positioned for both personal enjoyment and strong rental appeal. With short-term rentals permitted, 1405 Retreat Circle is an outstanding opportunity for investors, vacation home buyers, or anyone looking to enjoy the best of Central Florida living. Schedule your private showing today and discover everything this exceptional Clermont townhome has to offer!

The essentials

Built
2007
Price / sqft
$173
On market
91 days
Annual tax
$3,853
HOA
$385/mo
Flood zone
X · Low risk
Lot
1,350 sqft
Type
Townhouse

At a glance

Townhouse
Built 2007
Water views
Trees/Woods
Private pool
In Ground
Assigned parking
1,350 sqft lot
Lot size

Payment

Est. monthly payment
$2,192/mo
Down payment (20%)
$52,000
Property taxes
$321/mo
HOA
$385/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2007
Lot
1,350 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned
Pool
In Ground, Screen Enclosure
Days on Market
91
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Wood Cabinets
Thermostat
Window Treatments
Sidewalk
Clubhouse
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Sawgrass bay Elementary
Middle
Windy Hill Middle
High
East Ridge High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,853
Parcel #
25-24-26-1920-000-00600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Retreat At Silver Creek
County
Lake
MLS Area
34714 - Clermont
Lot Size
1,350 sqft
In CountyStreet Dead-EndPaved
HOA
$385/mo
Premier Association Management LLC

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #O6425507
$260,000-3.7%
$173/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #O6425507
$270,000
$180/sqft

Neighborhood

1405 Retreat Cir
Clermont, FL, 34714 · 34714 - Clermont

Market insights

Offer Insights

Choose an offer strength

List price: $260,000
$257,500 – $260,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 131 townhouse or villa closings in 34714 landed at this number or higher (72%). The median one sat 26 days before it went under contract, and this one is on day 91 after a $10,000 cut.

Sample: 131 closed townhouse or villa sales in 34714 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,192/mo
Principal & interest$1,356
Property taxes$321
Insurance$130
HOA$385
Down payment20% · $52,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,000

$173 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,503 sq ft

Time on market

91 days

Year built

2007

Monthly payment

About $2,192/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,853 annual tax bill, insurance, and the $385/mo HOA fee.

HOA fee

$385/mo

Managed by Premier Association Management LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREAL BROKER, LLCListing agent: Maureen Nguyen, LLCListing data from Stellar MLS, MLS# O6425507.

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