125 Polk St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot193,842 sqft

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About this home

125 Polk St is a home in Sun N Lakes Estates, Lake Placid. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

4.45 ACRE AU ZONING. Bring your farm animals! AU allows for Single-family dwelling unit with a minimum of 750 square feet of living space (not including a garage, porch, patio, etc.), which can be a site built home or a modular home that meets Florida Building Codes and is place over a continuous concrete foundation or a mobile home with a minimum area of 480 square feet. A small portion of the property is located in Flood Zone A, which is a Special Flood Hazard Area. However, the remainder of the property indicates Flood Zone X. Power is running along this street. NO HOA. AU zoning includes having your own grove, produce farm, truck garden, horticultural farm, botanical garden, floriculture, nursery, sod farm, crop raising, hydroponic garden, greenhouse, slat house, forestry, beekeeping with use or keeping animals only as incidental or accessory thereto. Please contact the county to ensure your plans would be suitable. LISTING AGENT IS A MEMBER OF THE SELLING LLC.

The essentials

On market
131 days
Annual tax
$561
Flood zone
X · Low risk
Lot
193,842 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$612/mo
Down payment (20%)
$19,800
Property taxes
$47/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
193,842 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
131
Flood Zone X
Annual Tax (2025)
$561
Parcel #
C-22-37-30-500-0010-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sun N Lakes Estates
County
Highlands
MLS Area
33852 - Lake Placid
Lot Size
193,842 sqft

Price history

Date
Event
Price
6/6/2026
Listed for sale
Source: Stellar MLS #O6414029
$99,000

Neighborhood

125 Polk St
Lake Placid, FL, 33852 · 33852 - Lake Placid

Calculator

Est. monthly payment
$613/mo
Principal & interest$516
Property taxes$47
Insurance$50
Down payment20% · $19,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$99,000

Time on market

131 days

Monthly payment

About $612/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $561 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byRADIUS REALTY GROUP LLCListing agent: Toni XavierListing data from Stellar MLS, MLS# O6414029.

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