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Overview

3 bd4 ba2,746 sqft2 car garageSingle Family
TypeSingle Family
HOA$203/yr
Built2026
Lot7,200 sqft
Living area2,746 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COLBERT LANDINGS
Type
Single Family Residence

True monthly carry

HOA
~$17/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanSplit BedroomTray Ceiling(s)Walk-in Closet(s)Window TreatmentsClubhouseCommunity MailboxGolf Carts OK

5 Armenia CT is a 2026-built home in Colbert Landings, Palm Coast. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,746 square feet of living space. Listed at $562,990 (about $205/sqft), 127 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $203 annually.

From the listing

Under Construction. What's Special: Gourmet Kitchen | No Rear Neighbors | Dedicated Study | Preserve View | Extended Patio | Cul-de-Sac Lot. New Construction - December Completion! Welcome to the Azores at 5 Armenia Court in Colbert Landings! This new home with a thoughtfully designed layout greets you with a bright foyer and a private study that gives you a quiet place to work or unwind. The gourmet kitchen, dining area, and great room connect seamlessly. The kitchen features a central island and pantry, all opening to an extended lanai that’s perfect for indoor and outdoor living. Your main level primary suite is tucked away for added privacy and includes a spacious walk-in closet and a spa-inspired bath designed for comfort. Two secondary bedrooms with nearby full baths offer flexibility for guests, hobbies, or everyday living. A planning area, convenient laundry room, and tandem two-car garage add extra functionality, giving you a home that feels both organized and inviting. Ideally located east of I-95, this community offers quick access to beaches, the Matanzas River, and nearby dining and retail. Spanning nearly 300 acres, it features preserve and water view homesites, natural tree coverage, and adjacent conservation land with trails. Planned amenities include a clubhouse, resort-style pool, parks, playground, and pickleball. Additional Highlights Include: extended flooring into the primary suite, primary closet door for direct access to the laundry room, tray ceiling package, 8' interior doors, and pre-plumb for laundry sink and water softener. Photos are for representative purposes only. MLS#O6414189

The essentials

Built
2026
Price / sqft
$205
On market
127 days
Annual tax
$0
HOA
$203/yr
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
7,200 sqft lot
Lot size
2,746 sqft
Living area

Payment

Est. monthly payment
$3,962/mo
Down payment (20%)
$112,598
Property taxes
$0/mo
HOA
$203/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,200 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Tandem
Days on Market
127
Open Floorplan
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Clubhouse
Community Mailbox
Golf Carts OK
Playground
Pool
Sidewalks
Wheelchair Access
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
03-12-31-1126-00000-2430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Colbert Landings
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,200 sqft
Cul-De-Sac
HOA
$203/yr
Colbert Landings

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #O6414189
$562,990-3.8%
$205/sqft
6/5/2026
Listed for sale
Source: Stellar MLS #O6414189
$585,219
$213/sqft

Neighborhood

5 Armenia CT
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $562,990
$555,000 – $562,990
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 127 after a $22,229 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,962/mo
Principal & interest$2,936
Property taxes$727
Insurance$281
HOA$17
Down payment20% · $112,598
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$562,990

$205 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,746 sq ft

Time on market

127 days

Year built

2026

Monthly payment

About $3,962/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $203/yr HOA fee.

HOA fee

$203/yr

Managed by Colbert Landings.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTAYLOR MORRISON REALTY OF FLORIDA INCListing agent: Michelle CampbellListing data from Stellar MLS, MLS# O6414189.

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