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About this home
3 Cochran Ln is a 2006-built home in Palm Coast Sec 16, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,165 square feet of living space. Listed at $738,300 (about $341/sqft), 76 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
Experience the best of Florida waterfront living in this beautifully maintained 4BD, 3BA Palm Harbor home situated on a large corner saltwater canal with easy access for boating, fishing, kayaking, or simply enjoying the water views. From the moment you enter, you’ll appreciate the spacious and inviting floor plan designed for both everyday living and entertaining. The home features elegant formal living and dining rooms, perfect for hosting holidays and special gatherings. The open eat-in kitchen overlooks the comfortable family room, complete with custom built-in shelving, creating the ideal space for family and friends to gather. The desirable split-bedroom layout offers privacy for everyone. The spacious primary suite is a true retreat featuring private access to the lanai, a generous walk-in closet, and a luxurious en-suite bath with dual vanities, a relaxing garden tub, separate walk-in shower, and private water closet. Three additional bedrooms provide flexibility for family, guests, or a home office. Step outside to your private backyard oasis. The oversized screened lanai with a sparkling pool overlooking the expansive saltwater canal, providing the perfect setting for morning coffee, outdoor dining, or watching spectacular Florida sunsets. The waterfront setting offers endless opportunities to enjoy the coastal lifestyle right from your own backyard. Additional highlights include an abundance of natural light, generous living spaces, and a layout that flows effortlessly from indoors to outdoors. Whether you’re looking for a full-time residence, seasonal retreat, or waterfront investment, this home offers exceptional value and an unbeatable lifestyle. Conveniently located near beautiful beaches, golf courses, parks, walking and biking trails, shopping, dining, medical facilities, and major highways, you’ll enjoy the perfect combination of tranquility and accessibility. Don’t miss this opportunity to own a slice of paradise on one of Palm Harbor’s desirable saltwater canals. Schedule your private showing today and discover why this exceptional waterfront home is the perfect place to call home. New roof 2025. Furnishing negotiable.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$738,300
$341 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,165 sq ft
Time on market
76 days
Year built
2006
Monthly payment
About $5,027/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,682 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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