92 Lagare St, photo 1
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Overview

5 bd4 ba4,020 sqft4 car garageSingle Family
TypeSingle Family
HOA$175/yr
Built1998
Lot10,693 sqft
Living area4,020 sqft
Price / sqft$236
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenElevatorHigh CeilingsOpen FloorplanPrimarybedroom Upstairs

92 Lagare St is a 1998-built home in Grand Haven, Palm Coast. Inside you'll find 5 bedrooms, 4 bathrooms, and 4,020 square feet of living space. Listed at $950,000 (about $236/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 annually.

From the listing

Remodeled and thoughtfully reimagined, this exceptional golf to lake-front residence in the Grand Haven community offers the perfect blend of custom craftsmanship, modern luxury, and everyday comfort. This turnkey home showcases distinctive architectural details and premium finishes throughout, all set in the heart of peaceful Palm Coast. Designed for both elegant entertaining and relaxed living, the home captures breathtaking panoramic views of the 18th fairway of the Jack Nicklaus-designed golf course, the lush nature preserve, and the tranquil lagoon beyond. The expansive second-level great room and screened terrace provide the perfect setting to enjoy spectacular sunsets and serene surroundings. The open-concept floor plan centers around a beautifully remodeled gourmet kitchen featuring premium GE Café stainless steel appliances, including a Wi-Fi-enabled induction range. An oversized prep island, expansive breakfast bar, custom full-height backsplash, and leathered granite countertops create an impressive gathering space. The adjoining family room is anchored by a striking floor-to-ceiling rustic brick fireplace with a remote-controlled gas insert, adding warmth and character. Designed with privacy and flexibility in mind, the main level is dedicated to an expansive owner's retreat occupying its own private wing. Upstairs, three additional bedrooms, a spacious family room, and a versatile laundry/flex room complete with a full-size refrigerator and microwave create an ideal setup for multigenerational living, extended family, guests, or a private retreat. Extensive recent improvements provide exceptional value and peace of mind. The exterior was freshly painted in April 2026 using premium Sherwin-Williams Duration paint. Landscaping enhancements include decorative gravel surrounding the home, more than 500 linear feet of decorative concrete curbing, and a dedicated irrigation well installed in 2021 servicing the Rain Bird irrigation system. Additional upgrades completed in November 2025 include energy-efficient double-hung windows throughout, a new upper-level sliding glass door overlooking the golf course, window treatments on all sliding glass doors, multiple dimmer switches, and built-in automatic roll-down hurricane shutters for convenience and storm protection. Car enthusiasts, hobbyists, and outdoor adventurers will appreciate the oversized tandem garage offering more than 500 square feet of climate-controlled space with ample height for a small RV or boat, car lift, workshop, or additional storage. A separate 500-square-foot two-car garage provides everyday parking. Florida outdoor living shines with more than 1,400 square feet of covered and screened living space. The expansive upper-level terrace features a newly constructed summer kitchen, while the spacious screened patio below includes a second fully equipped summer kitchen. Both were completed in 2020, creating exceptional spaces for entertaining year-round. Ideally located very close to Grand Haven's Esplanade and Waterfront Park, this remarkable residence combines luxury, functionality, and an unbeatable golf-front setting in one of Palm Coast's most sought-after gated communities. Move-in ready and extensively updated, this is a rare opportunity to enjoy resort-style living with spectacular views, exceptional privacy, and outstanding amenities.

The essentials

Built
1998
Price / sqft
$236
On market
70 days
Annual tax
$11,531
HOA
$175/yr
Flood zone
X · Low risk
Lot
10,693 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Water views
Golf Course
Community pool
Fitness center too
4 car garage
Driveway
0.25 acres
Lot size

Payment

Est. monthly payment
$6,406/mo
Down payment (20%)
$190,000
Property taxes
$961/mo
HOA
$175/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
10,693 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Oversized, RV Garage, Garage, Tandem
Days on Market
70
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Elevator
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Smart Home
Solid Surface Counters
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Hurricane Shutters
Outdoor Kitchen
Rain Gutters
Sidewalk
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Park
Playground
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$11,531
Parcel #
15-11-31-2832-00000-0210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Grand Haven
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,693 sqft
City LimitsIn CountyLandscapedOn Golf CourseSidewalkPaved
HOA
$175/yr
Grand Haven Master Association, Inc.

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #FC319775
$950,000-2.6%
$236/sqft
-
Price change
Source: Stellar MLS #FC319775
$975,000-2.1%
$243/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #FC319775
$996,000
$248/sqft

Neighborhood

92 Lagare St
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $950,000
$935,000 – $950,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 70 after a $46,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,406/mo
Principal & interest$4,955
Property taxes$961
Insurance$475
HOA$15
Down payment20% · $190,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$950,000

$236 per sq ft

Beds and baths

5 beds, 4 baths

Size

4,020 sq ft

Time on market

70 days

Year built

1998

Monthly payment

About $6,406/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,531 annual tax bill, insurance, and the $175/yr HOA fee.

HOA fee

$175/yr

Managed by Grand Haven Master Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Anthony LombardoListing data from Stellar MLS, MLS# FC319775.

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