4220 N Ocean Shore Blvd, photo 1
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Overview

5 bd3 ba2,787 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1990
Lot34,285 sqft
Living area2,787 sqft
Price / sqft$321
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboL DiningLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

4220 N Ocean Shore Blvd is a 1990-built home in None, Palm Coast. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,787 square feet of living space. Listed at $895,000 (about $321/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Exceptional Waterfront Residential/Commercial Opportunity in The Hammock! Nestled in the heart of The Hammock along scenic A1A in Palm Coast, this rare 0.78-acre waterfront property offers an incredible blend of residential comfort and commercial potential. Featuring 100 feet of frontage on Fox Canal—with direct access to the Intracoastal Waterway in just minutes—and 100 feet of frontage on A1A, this prime location is truly one of a kind. The property features a private gated entrance, oversized new paved driveway, a charming main residence, and a separate guest house. The main home offers 3 bedrooms, 2 baths, a spacious family room, dining room, kitchen, breakfast nook, and an expansive Florida room lined with French doors overlooking a peaceful, park-like backyard shaded by magnificent mature oak trees. Recent updates include a 2015 roof, 2022 water heater, and 2016 HVAC system. The guest house includes a living room, kitchen, 2 bedrooms, 1 fully renovated bath, and a new stackable washer and dryer. HVAC was replaced in 2021. Whether you're envisioning a private waterfront retreat, a home-based business, multi-generational living, or an income-producing investment with short-term rental potential, the possibilities are endless. Enjoy tranquil canal views, frequent visits from manatees and dolphins, and easy access to boating, beaches, dining, and shopping. Conveniently located near Hammock Beach, Hammock Dunes, Yacht Harbor Village, Washington Oaks Gardens State Park, Jungle Hut Beach, Flagler Beach, and just 25 minutes from St. Augustine or Daytona Beach. Location, Lifestyle, and Limitless Potential—this waterfront gem is ready for your vision.

The essentials

Built
1990
Price / sqft
$321
On market
130 days
Annual tax
$8,865
Flood zone
X · Low risk
Lot
34,285 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Waterfront
Intracoastal Waterway
2 car garage
Driveway
0.78 acres
Lot size
2,787 sqft
Living area

Payment

Est. monthly payment
$5,854/mo
Down payment (20%)
$179,000
Property taxes
$739/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
34,285 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Guest, Oversized
Waterfront
Intracoastal Waterway
Days on Market
130
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Mailbox
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,865
Parcel #
09-11-31-0000-00020-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
None
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
34,285 sqft
Irregular LotOversized LotPavedUnincorporated

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #FC319140
$895,000-5.7%
$321/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #FC319140
$949,000
$341/sqft

Neighborhood

4220 N Ocean Shore Blvd
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $895,000
$880,000 – $895,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 130 after a $54,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,854/mo
Principal & interest$4,668
Property taxes$739
Insurance$448
Down payment20% · $179,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$895,000

$321 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,787 sq ft

Time on market

130 days

Year built

1990

Monthly payment

About $5,854/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,865 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXIT REALTY FIRST CHOICEListing agent: Liliana EscobarListing data from Stellar MLS, MLS# FC319140.

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