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About this home
4220 N Ocean Shore Blvd is a 1990-built home in None, Palm Coast. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,787 square feet of living space. Listed at $895,000 (about $321/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Exceptional Waterfront Residential/Commercial Opportunity in The Hammock! Nestled in the heart of The Hammock along scenic A1A in Palm Coast, this rare 0.78-acre waterfront property offers an incredible blend of residential comfort and commercial potential. Featuring 100 feet of frontage on Fox Canal—with direct access to the Intracoastal Waterway in just minutes—and 100 feet of frontage on A1A, this prime location is truly one of a kind. The property features a private gated entrance, oversized new paved driveway, a charming main residence, and a separate guest house. The main home offers 3 bedrooms, 2 baths, a spacious family room, dining room, kitchen, breakfast nook, and an expansive Florida room lined with French doors overlooking a peaceful, park-like backyard shaded by magnificent mature oak trees. Recent updates include a 2015 roof, 2022 water heater, and 2016 HVAC system. The guest house includes a living room, kitchen, 2 bedrooms, 1 fully renovated bath, and a new stackable washer and dryer. HVAC was replaced in 2021. Whether you're envisioning a private waterfront retreat, a home-based business, multi-generational living, or an income-producing investment with short-term rental potential, the possibilities are endless. Enjoy tranquil canal views, frequent visits from manatees and dolphins, and easy access to boating, beaches, dining, and shopping. Conveniently located near Hammock Beach, Hammock Dunes, Yacht Harbor Village, Washington Oaks Gardens State Park, Jungle Hut Beach, Flagler Beach, and just 25 minutes from St. Augustine or Daytona Beach. Location, Lifestyle, and Limitless Potential—this waterfront gem is ready for your vision.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$895,000
$321 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,787 sq ft
Time on market
130 days
Year built
1990
Monthly payment
About $5,854/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,865 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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