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Overview

4 bd4 ba2,523 sqft2 car garageVilla
TypeVilla
HOA$450/mo
Built2015
Lot10,759 sqft
Living area2,523 sqft
Price / sqft$376
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorGated Community - GuardConvection OvenCooktop

16 Montilla Pl is a 2015-built home in Hammock Dunes, Palm Coast. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,523 square feet of living space. Listed at $949,000 (about $376/sqft), 105 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 monthly.

From the listing

This 4 bedroom, 3.5 bath villa home is located within the exclusive oceanfront community of Hammock Dunes. Offering 2,523 square feet of thoughtfully designed living space blending timeless elegance with effortless coastal living. A private paver courtyard entry welcomes you into an open floor plan featuring soaring tray ceilings, extensive crown molding, plantation shutters, abundant natural light, and rich wood look tile flooring throughout. The recently renovated kitchen serves as the centerpiece of the home, showcasing marble countertops, custom cabinetry, a new prep station sink, wine refrigerator, and upgraded finishes designed for both everyday living and entertaining. The spacious great room is anchored by a fireplace and flows seamlessly to the dining area and expansive outdoor living spaces. The primary suite offers a relaxing retreat with dual vanities, a soaking tub, walk in shower, and generous closet space, while two additional guest bedrooms provide comfort and privacy for family and visitors. An upstairs guest suite opens to a private balcony capturing refreshing ocean breezes and partial ocean views. Outdoor living is equally impressive with a screened lanai and covered courtyard patio, perfect for entertaining or quiet relaxation. Additional highlights include a paver driveway, two car garage, abundant storage, and a prime location just moments from the beach. Enjoy the privacy, security, and prestigious lifestyle that make Hammock Dunes one of Florida's most sought-after oceanfront communities. Optional Hammock Dunes Club membership is available for purchase, offering access to world class amenities including oceanfront dining, championship golf, tennis, pickleball, fitness facilities, and private beach access.

The essentials

Built
2015
Price / sqft
$376
On market
105 days
Annual tax
$9,823
HOA
$450/mo
Flood zone
X · Low risk
Lot
10,759 sqft
Type
Villa

At a glance

Villa
Built 2015
2 car garage
Driveway
0.25 acres
Lot size
2,523 sqft
Living area

Payment

Est. monthly payment
$6,692/mo
Down payment (20%)
$189,800
Property taxes
$819/mo
HOA
$450/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2015
Lot
10,759 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
105
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Gated Community - Guard
Convection Oven
Cooktop
Disposal
Dryer
Ice Maker
Microwave
Refrigerator
Washer
Wine Refrigerator
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$9,823
Parcel #
04-11-31-3015-00000-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Dunes
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,759 sqft
HOA
$450/mo
Southern States Mgmt Group/Travis Houk

Price history

Date
Event
Price
6/28/2026
Listed for sale
Source: Stellar MLS #FC319237
$949,000
$376/sqft

Neighborhood

16 Montilla Pl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $949,000
$930,000 – $949,000
98.2% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 townhouse or villa closings in 32137 landed at this number or higher (56%). The median one sat 79 days before it went under contract, and this one is on day 105.

Sample: 16 closed townhouse or villa sales in 32137 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,693/mo
Principal & interest$4,949
Property taxes$819
Insurance$475
HOA$450
Down payment20% · $189,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$949,000

$376 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,523 sq ft

Time on market

105 days

Year built

2015

Monthly payment

About $6,692/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,823 annual tax bill, insurance, and the $450/mo HOA fee.

HOA fee

$450/mo

Managed by Southern States Mgmt Group/Travis Houk.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Krista LibbyListing data from Stellar MLS, MLS# FC319237.

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