29 Northshore Ave, photo 1
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Overview

5 bd5 ba3,658 sqft2 car garageSingle Family
TypeSingle Family
HOA$650.07/qtr
Built2005
Lot7,884 sqft
Living area3,658 sqft
Price / sqft$325
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

29 Northshore Ave is a 2005-built home in Northshore 4, Palm Coast. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,658 square feet of living space. Listed at $1,190,000 (about $325/sqft), 103 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $650.07 quarterly.

From the listing

Relaxed coastal living meets everyday comfort in this spacious beachside home tucked away within the Northshore Estates area of the exclusive Hammock Beach community. Just steps away from the beach, this three story home offers the perfect blend of elegance, space and relaxed seaside charm. Boasting 3,658 square feet of living space and over 5,200 total square feet, this expansive property features five bedrooms and four and a half baths, providing multiple spaces for Family and Guests to gather and unwind. The second floor is the main living area and features a kitchen with sub-zero refrigerator, built in oven, microwave and an oversized island with cooktop and lots of cabinets. This second floor also has a dining room, living room and a large balcony to relax. Also on this floor are two guest bedrooms, one full and a half bath and a laundry room with washer and dryer, sink and cabinets. The third floor Primary suite features an ensuite bathroom and a private deck you can fall asleep to the sounds of the ocean waves and wake up to the peaceful lake views. The first floor van be used as a perfect in-law suite with 895 sq ft featuring a living room with cabinets, refrigerator and wet bar, bedroom and a full bath. Also available on this floor is 325 sq feet deck that leads to the pool. Tucked away on the top floor is a quiet hideaway room filled with soft natural light, the perfect spot for a reading nook, meditation space, or creative hobby area. Whether you envision a comfy chair and bookshelves, a peaceful mat, or a small studio for your favorite past time, this intimate retreat provides just enough privacy and calm to truly unwind and recharge at home With its coastal breezes, tranquil water views and comfortable layout made for together time, this is the kind of home where holidays, long weekends, and everyday moments become lasting memories. The A/C and Water Heater were replaced in 2023. Enjoy serene lake views from your backyard, complete with a saltwater pool, perfect for soaking up the Florida sunshine or hosting gatherings. For added peace of mind, the home is equipped with a fire sprinkler system. HOA fees include guard gate, subdivision maintenance and your yard maintenance. There is space for an elevator can be added by the Buyer, Hammock Beach Resort is only a few steps away and offers memberships that unlocks a plethora of amenities to be used. St. Augustine, the Nation's oldest city, is only 1/2 hour away and so is Daytona Beach, home of Daytona International Speedway and Bike week. There are airports in Daytona, Sanford, St. Augustine, Jacksonville and Orlando. Orlando theme parks are only one and a half hour away. The City of Palm Coast has been recognized by two national publications for being one of the "7 Best Places to Retire" and is also among "America's 50 Best Cities to Live".

The essentials

Built
2005
Price / sqft
$325
On market
103 days
Annual tax
$15,412
HOA
$650.07/qtr
Flood zone
X · Low risk
Lot
7,884 sqft
Type
Single Family Residence

At a glance

Single family
4 stories · 2005
Waterfront
Lake Front
Private pool
In Ground
2 car garage
Driveway
7,884 sqft lot
Lot size

Payment

Est. monthly payment
$8,302/mo
Down payment (20%)
$238,000
Property taxes
$1,284/mo
HOA
$650.07/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,884 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Ground Level
Pool
In Ground
Waterfront
Lake Front
Days on Market
103
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Wet Bar
Window Treatments
Lighting
Private Mailbox
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Built-in Oven
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Wine Refrigerator
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$15,412
Parcel #
04-11-31-3604-00000-0520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 4
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,884 sqft
Irregular LotLandscaped
HOA
$650.07/qtr
May Management / Carol Wilsey

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #FC319604
$1,190,000-8.4%
$325/sqft
-
Price change
Source: Stellar MLS #FC319604
$1,299,000-7.1%
$355/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #FC319604
$1,399,000
$382/sqft

Neighborhood

29 Northshore Ave
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,190,000
$1.17M – $1.19M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 103 after a $209,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,302/mo
Principal & interest$6,206
Property taxes$1,284
Insurance$595
HOA$217
Down payment20% · $238,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,190,000

$325 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,658 sq ft

Time on market

103 days

Year built

2005

Monthly payment

About $8,302/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,412 annual tax bill, insurance, and the $650.07/qtr HOA fee.

HOA fee

$650.07/qtr

Managed by May Management / Carol Wilsey.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Landon McLeodListing data from Stellar MLS, MLS# FC319604.

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