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Overview

6 bd5 ba4,084 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2007
Lot14,417 sqft
Living area4,084 sqft
Price / sqft$338
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)BalconyLighting

16 Florence CT is a 2007-built home in No Subdivision, Palm Coast. Inside you'll find 6 bedrooms, 5 bathrooms, and 4,084 square feet of living space. Listed at $1,380,000 (about $338/sqft), 162 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to a rare waterfront masterpiece at 16 Florence Ct, perfectly positioned on an expansive tip lot offering approximately 248 feet of saltwater canal frontage with quick access to the Intracoastal Waterway in just minutes. This exceptional coastal retreat spans over 4,000 square feet and features 6 spacious bedrooms and 4.5 bathrooms, thoughtfully designed to capture breathtaking water views from nearly every room. From the moment you enter, you are greeted with light-filled living spaces and panoramic waterfront scenery that defines true Florida luxury living. Step outside to your private outdoor oasis, where a screened-in pool and lanai create the perfect setting for both relaxation and entertaining. Enjoy peaceful mornings watching dolphins glide through the canal, and unwind in the evenings with stunning sunset reflections over the water from the expansive second-floor balcony. Boating enthusiasts will appreciate the multiple boat basins and private dock, along with a 6,000 lb boat lift, making this a dream location for those seeking effortless access to the Intracoastal. Recent upgrades provide peace of mind and modern comfort, including: New roof New HVAC system New water heater New dishwasher New pool pump New circular paver driveway New Beautiful Porcelain Flooring on the first floor New security system with cameras Adding even more value, high-end furnishings are negotiable, and a 25-foot boat (accommodating up to 14 passengers) may also be included, offering a true turnkey waterfront lifestyle. Whether you’re searching for a full-time residence, a luxurious vacation home, or a high-performing investment opportunity, this property offers an unmatched combination of location, space, and lifestyle. This is more than a home—it’s a waterfront experience. Opportunities like this are truly rare.

The essentials

Built
2007
Price / sqft
$338
On market
162 days
Annual tax
$10,451
Flood zone
X · Low risk
Lot
14,417 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Waterfront
Canal - Saltwater
Private pool
In Ground
2 car garage
0.33 acres
Lot size

Payment

Est. monthly payment
$8,758/mo
Down payment (20%)
$276,000
Property taxes
$871/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
14,417 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Pool
In Ground
Waterfront
Canal - Saltwater
Days on Market
162
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Balcony
Lighting
Built-in Oven
Dishwasher
Disposal
Dryer
Microwave
Water Filtration System
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,451
Parcel #
07-11-31-7006-00020-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
No Subdivision
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
14,417 sqft

Price history

Date
Event
Price
5/6/2026
Price change
Source: Stellar MLS #FC318251
$1,380,000-90.0%
$338/sqft
5/3/2026
Listed for sale
Source: Stellar MLS #FC318251
$13,800,000
$3,379/sqft

Neighborhood

16 Florence CT
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,380,000
$1.36M – $1.38M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 162 after a $12,420,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,758/mo
Principal & interest$7,197
Property taxes$871
Insurance$690
Down payment20% · $276,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,380,000

$338 per sq ft

Beds and baths

6 beds, 5 baths

Size

4,084 sq ft

Time on market

162 days

Year built

2007

Monthly payment

About $8,758/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,451 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Victoria VillanoListing data from Stellar MLS, MLS# FC318251.

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