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Overview

5 bd6 ba6,524 sqft4 car garageSingle Family
TypeSingle Family
HOA$120/mo
Built2008
Lot32,452 sqft
Living area6,524 sqft
Price / sqft$720
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumCrown MoldingDry BarEat-in KitchenElevatorHigh CeilingsPrimarybedroom Upstairs

20 Rue Grande Mer is a 2008-built home in Hammock Dunes, Palm Coast. Inside you'll find 5 bedrooms, 6 bathrooms, and 6,524 square feet of living space. Listed at $4,700,000 (about $720/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Mediterranean Coastal Elegance - Ocean and Golf Vistas. Perched majestically above the 18th green of the legendary Links Golf Course, this Mediterranean-inspired architectural masterpiece offers a rare vantage point where the emerald fairways meet the sapphire expanse of the Atlantic. Situated on a premier .74-acre homesite within the exclusive gates of Grande Mer, this estate is a masterclass in "elevated living." The residence utilizes an inverted floor plan to prioritize what matters most: The View. The primary bedroom and social spaces are situated on the second level (27’ high), capturing panoramic ocean vistas and constant salt-air breezes. From the grand circular wood staircase and the glow of an 8’ antique chandelier to the polished marble and Brazilian walnut wood flooring, plus world-class lighting by Fine Art Handcrafted and Myran Allan (2025 upgrades), every inch of the 10,019 total square feet exudes refined artistry. Overlooking the Atlantic is the epicurean heart of the home boasting custom crafted Busby Cabinets. The chef’s command center features professional Wolf gas cooktop, Sub-Zero refrigerator, KitchenAid built-in ovens, center island with prep sink, microwave and icemaker plus a large walk-in pantry and a dedicated refrigerated Wine Cellar. Whether hosting in the formal dining room under a shimmering silver-leaf ceiling or retreating to the "Primary Sanctuary"—complete with its own bathroom fireplace—the home offers a seamless blend of grand-scale entertaining and intimate comfort. Outside, the transition to "resort life" is effortless featuring an expansive loggia boasting pecky cypress ceilings with creeping fig on the walls, retractable storm shutters plus an inviting outdoor fireplace. The open-air saltwater heated pool and spa are framed by a travertine deck while a summer kitchen and fire pit provide the ultimate backdrop for starlit coastal evenings. Built to the highest standards of concrete block construction with full impact protection, X flood zone and professional lightning protection plus and a 4-car garage designed for the collector, this is more than a home; it is a fortress of luxury. Call today to preview this amazing home! Purchase of the Hammock Dunes Club Membership is available but not required. Recognized as one of the world's top Private Clubs, Hammock Dunes is an award-winning Oceanfront Club with 2 Audubon Certified golf courses, oceanfront clubhouse, pool, 5,000sf fitness center, croquet, social activities and more! Wonderful dining options such as Elegant Oceanfront Dining, The Dunes Tavern, Alfresco Dining, Low Country Style Dining. Enjoy our small town with its quiet, pristine beaches while big city life in Jax or Orlando is just 1 hour away.

The essentials

Built
2008
Price / sqft
$720
On market
11 days
Annual tax
$12,943
HOA
$120/mo
Flood zone
X · Low risk
Lot
32,452 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Water views
Golf Course
Private pool
Heated
4 car garage
Garage Door Opener
0.74 acres
Lot size

Payment

Est. monthly payment
$28,061/mo
Down payment (20%)
$940,000
Property taxes
$1,079/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
32,452 sqft
Cooling
Central Air
Heating
Central, Zoned
Parking
Garage Door Opener, Ground Level
Pool
Heated, In Ground, Outside Bath Access
Days on Market
11
Ceiling Fans(s)
Central Vaccum
Crown Molding
Dry Bar
Eat-in Kitchen
Elevator
High Ceilings
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Window Treatments
Balcony
Fire Pit
Garden
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Entrance
Private Mailbox
Private Yard
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$12,943
Parcel #
04-11-31-3014-00000-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Dunes
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
32,452 sqft
Cul-De-SacOn Golf CoursePrivatePaved
HOA
$120/mo
SOUTHERN STATES MANAGEMENT GRP

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #FC321789
$4,700,000
$720/sqft

Neighborhood

20 Rue Grande Mer
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $4,700,000
$4.63M – $4.70M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 11.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$28,061/mo
Principal & interest$24,512
Property taxes$1,079
Insurance$2,350
HOA$120
Down payment20% · $940,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,700,000

$720 per sq ft

Beds and baths

5 beds, 6 baths

Size

6,524 sq ft

Time on market

11 days

Year built

2008

Monthly payment

About $28,061/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,943 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by SOUTHERN STATES MANAGEMENT GRP.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Lisa GardnerListing data from Stellar MLS, MLS# FC321789.

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