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Overview

3 bd3 ba2,913 sqft2 car garageSingle Family
TypeSingle Family
HOA$165/mo
Built2018
Lot12,720 sqft
Living area2,913 sqft
Price / sqft$232
Garage2 car

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About this home

Attic VentilatorCeiling Fans(s)High CeilingsSmart HomeStone CountersRain GuttersShade Shutter(s)Community Mailbox

1097 Sugar Loaf Key Loop is a 2018-built home in Green Key Village, Lady Lake. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,913 square feet of living space. Listed at $674,900 (about $232/sqft), 133 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

Designed for the way families live today, this exceptional Green Key Village residence combines flexible multi-generational living, energy-efficient construction, and a private backyard setting in one of Central Florida's most unique gated communities. Offering nearly 3,000 square feet of thoughtfully designed living space, the home features formal living and dining rooms, an open-concept family room, and a beautifully appointed kitchen with granite countertops, upgraded cabinetry, built-in appliances, breakfast bar seating, and a spacious pantry overlooking the breakfast nook and main living areas. Architectural details including crown molding, tray ceilings, plantation shutters, and soaring ceilings add warmth and character throughout. The owner's retreat serves as a private sanctuary with direct access to the screened lanai, dual vanities, a spacious walk-through shower, and separate his-and-her walk-in closets. A standout feature rarely found in today's market is the private in-law suite complete with its own exterior entrance, kitchenette, and accessible bathroom featuring comfort-height counters and an oversized low-entry shower, creating the ideal space for extended family, guests, or a caregiver. Outside, the expansive screened lanai overlooks dedicated green space that provides added privacy with no future rear neighbors behind portions of the property. Additional upgrades include a whole-home water treatment system and an owned solar array that helps virtually eliminate monthly electric costs. Life in Green Key Village offers the perfect alternative to The Villages lifestyle, providing convenient access to shopping, dining, golf, entertainment, and medical facilities without age restrictions. Residents enjoy resort-style amenities including a gated entrance, community pool, pickleball courts, basketball court, community garden, golf-cart-friendly streets, sidewalks, and a vibrant neighborhood atmosphere. If you're searching for a home that offers space for family, room to entertain, and features designed for long-term comfort and independence, then look no further because you're home.

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The essentials

Built
2018
Price / sqft
$232
On market
133 days
Annual tax
$8,260
HOA
$165/mo
Flood zone
X · Low risk
Lot
12,720 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Community pool
Shared amenity
2 car garage
Driveway
0.29 acres
Lot size
2,913 sqft
Living area

Payment

Est. monthly payment
$4,711/mo
Down payment (20%)
$134,980
Property taxes
$688/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
12,720 sqft
Cooling
Central Air, Attic Fan
Heating
Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side
Days on Market
133
Attic Ventilator
Ceiling Fans(s)
High Ceilings
Smart Home
Stone Counters
Rain Gutters
Shade Shutter(s)
Community Mailbox
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
Water Filtration System
Elementary
Villages Elem of Lady Lake
Middle
Carver Middle
High
Leesburg High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,260
Parcel #
29-18-24-0300-000-03100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Green Key Village
County
Lake
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
12,720 sqft
Oversized LotSidewalkPaved
HOA
$165/mo
Toni Sponheimer

Price history

Date
Event
Price
10/4/2026
Price change
Source: Stellar MLS #O6414780
$674,900-0.7%
$232/sqft
-
Price change
Source: Stellar MLS #O6414780
$679,900-1.4%
$233/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #O6414780
$689,900
$237/sqft

Neighborhood

1097 Sugar Loaf Key Loop
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $674,900
$660,000 – $674,900
98.1% – 100% of listTops out right at the list price
80% of listList price
137 of the last 273 home closings in 32159 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 133 after a $15,000 cut.

Sample: 273 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,711/mo
Principal & interest$3,520
Property taxes$688
Insurance$337
HOA$165
Down payment20% · $134,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$674,900

$232 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,913 sq ft

Time on market

133 days

Year built

2018

Monthly payment

About $4,711/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,260 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by Toni Sponheimer.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 ALTON CLARKListing agent: James ClarkListing data from Stellar MLS, MLS# O6414780.

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