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About this home
1097 Sugar Loaf Key Loop is a 2018-built home in Green Key Village, Lady Lake. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,913 square feet of living space. Listed at $674,900 (about $232/sqft), 133 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.
Designed for the way families live today, this exceptional Green Key Village residence combines flexible multi-generational living, energy-efficient construction, and a private backyard setting in one of Central Florida's most unique gated communities. Offering nearly 3,000 square feet of thoughtfully designed living space, the home features formal living and dining rooms, an open-concept family room, and a beautifully appointed kitchen with granite countertops, upgraded cabinetry, built-in appliances, breakfast bar seating, and a spacious pantry overlooking the breakfast nook and main living areas. Architectural details including crown molding, tray ceilings, plantation shutters, and soaring ceilings add warmth and character throughout. The owner's retreat serves as a private sanctuary with direct access to the screened lanai, dual vanities, a spacious walk-through shower, and separate his-and-her walk-in closets. A standout feature rarely found in today's market is the private in-law suite complete with its own exterior entrance, kitchenette, and accessible bathroom featuring comfort-height counters and an oversized low-entry shower, creating the ideal space for extended family, guests, or a caregiver. Outside, the expansive screened lanai overlooks dedicated green space that provides added privacy with no future rear neighbors behind portions of the property. Additional upgrades include a whole-home water treatment system and an owned solar array that helps virtually eliminate monthly electric costs. Life in Green Key Village offers the perfect alternative to The Villages lifestyle, providing convenient access to shopping, dining, golf, entertainment, and medical facilities without age restrictions. Residents enjoy resort-style amenities including a gated entrance, community pool, pickleball courts, basketball court, community garden, golf-cart-friendly streets, sidewalks, and a vibrant neighborhood atmosphere. If you're searching for a home that offers space for family, room to entertain, and features designed for long-term comfort and independence, then look no further because you're home.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$674,900
$232 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,913 sq ft
Time on market
133 days
Year built
2018
Monthly payment
About $4,711/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,260 annual tax bill, insurance, and the $165/mo HOA fee.
HOA fee
$165/mo
Managed by Toni Sponheimer.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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