

Overview
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Open house
Thursday, Oct 15 · 10:00 AM to 5:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 9
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$69/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
7654 Bent Tree Loop is a 2026-built home in Harmony Central Ph 2 Pb 35 Pgs 139-144 Blk P Lot 9, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,970 square feet of living space. Listed at $378,900 (about $192/sqft), 121 days on market. HOA runs $68.75 monthly.
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7654 Bent Tree Loop. Now offered at $378,900, this move-in-ready Adams Home features large kitchen island and open entertaining layout. This 3-bedroom, 2-bath 1970C plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $378,900 LARGE KITCHEN ISLAND AND OPEN ENTERTAINING LAYOUT NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$378,900
$192 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,970 sq ft
Time on market
121 days
Year built
2026
Monthly payment
About $2,303/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $831 annual tax bill, insurance, and the $68.75/mo HOA fee.
HOA fee
$68.75/mo
Offer
What should I offer?
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