5243 Hammock Pointe CT, photo 1
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Overview

3 bd2 ba2,093 sqft2 car garageSingle Family
TypeSingle Family
HOA$262/yr
Built2003
Lot16,466 sqft
Living area2,093 sqft
Price / sqft$244
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemPrimary Bedroom Main FloorThermostat

5243 Hammock Pointe CT is a 2003-built home in Hammock Pointe Unit 2, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,093 square feet of living space. Listed at $510,000 (about $244/sqft), 20 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $262 semi-annually.

From the listing

Some homes you can tell were loved. This is one of them. One owner, from the day it was built until now. It shows the moment you pull up, and it keeps showing in every room. The front sets the tone. Stone accents across the elevation, a curved walk to a covered entry, and beds that have been planted, edged and maintained rather than filled in once and forgotten. Palms, sculpted hedges, and color that holds through the year. Out back, the screened pool is waiting. Ready for a Saturday afternoon or a quiet swim at the end of a long day. The landscaping continues around the enclosure, not just out front. A storage shed conveys with the property, so the garage gets to stay a garage. Inside, vaulted ceilings lift the main living space and carry the light further into the home. The primary bedroom has a tray ceiling that gives it a character all its own, along with a generous walk-in closet that actually holds a full wardrobe without a fight. Built-in cabinetry adds display and storage where most homes give you a blank wall, and custom shelving above the closets puts that space to work instead of wasting it. A separate room adapts easily to a home office, study, or hobby space, so working from home does not mean giving up a bedroom to do it. The big items are already handled. New roof with warranty. New gutters in January 2024. A new irrigation pump installed this year, so the landscaping stays exactly the way you see it without anyone dragging a hose around. Pest control runs through tubing built into the walls, treated from exterior ports instead of someone walking the baseboards inside the house. The things buyers ask about first, done and documented. Then there is the neighborhood, which is honestly a big reason residents fall in love with this community. Hammock Pointe is one of the established pockets along Narcoossee, the kind of place that grew in slowly and has the oaks to prove it. Lots are generous and well spaced, so you get real yard and real distance between homes, something that has all but disappeared from new construction in this part of Osceola County. The streets curve. The elevations vary. Nothing about it feels stamped out. Water and sewer come from the community's own well system and are covered through the association assessment. Buyer to verify with the association. Lake Nona and Medical City are a short drive up Narcoossee, with the 417 and Orlando International close behind. Shopping, dining, and services have expanded all around the corridor. Come walk through it. A one-owner home on a lot like this, in a neighborhood like this, does not come along often.

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The essentials

Built
2003
Price / sqft
$244
On market
20 days
Annual tax
$3,671
HOA
$262/yr
Flood zone
AE
Lot
16,466 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Private pool
Heated
2 car garage
Driveway
0.38 acres
Lot size
2,093 sqft
Living area

Payment

Est. monthly payment
$3,243/mo
Down payment (20%)
$102,000
Property taxes
$306/mo
HOA
$262/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
16,466 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side
Pool
Auto Cleaner, Gunite, Heated, In Ground, Screen Enclosure
Days on Market
20
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Rain Gutters
Sidewalk
Deed Restrictions
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,671
Parcel #
05-25-31-3326-0001-0550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Pointe Unit 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
16,466 sqft
Corner Lot
HOA
$262/yr
Empire Management Group

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #O6443702
$510,000
$244/sqft

Neighborhood

5243 Hammock Pointe CT
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $510,000
$505,000 – $510,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 20.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,243/mo
Principal & interest$2,660
Property taxes$306
Insurance$255
HOA$22
Down payment20% · $102,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$510,000

$244 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,093 sq ft

Time on market

20 days

Year built

2003

Monthly payment

About $3,243/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,671 annual tax bill, insurance, and the $262/yr HOA fee.

HOA fee

$262/yr

Managed by Empire Management Group.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byPREMIUM PROPERTIES R.E SERVICEListing agent: Candice HaeskeListing data from Stellar MLS, MLS# O6443702.

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