

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
5243 Hammock Pointe CT is a 2003-built home in Hammock Pointe Unit 2, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,093 square feet of living space. Listed at $510,000 (about $244/sqft), 20 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $262 semi-annually.
Some homes you can tell were loved. This is one of them. One owner, from the day it was built until now. It shows the moment you pull up, and it keeps showing in every room. The front sets the tone. Stone accents across the elevation, a curved walk to a covered entry, and beds that have been planted, edged and maintained rather than filled in once and forgotten. Palms, sculpted hedges, and color that holds through the year. Out back, the screened pool is waiting. Ready for a Saturday afternoon or a quiet swim at the end of a long day. The landscaping continues around the enclosure, not just out front. A storage shed conveys with the property, so the garage gets to stay a garage. Inside, vaulted ceilings lift the main living space and carry the light further into the home. The primary bedroom has a tray ceiling that gives it a character all its own, along with a generous walk-in closet that actually holds a full wardrobe without a fight. Built-in cabinetry adds display and storage where most homes give you a blank wall, and custom shelving above the closets puts that space to work instead of wasting it. A separate room adapts easily to a home office, study, or hobby space, so working from home does not mean giving up a bedroom to do it. The big items are already handled. New roof with warranty. New gutters in January 2024. A new irrigation pump installed this year, so the landscaping stays exactly the way you see it without anyone dragging a hose around. Pest control runs through tubing built into the walls, treated from exterior ports instead of someone walking the baseboards inside the house. The things buyers ask about first, done and documented. Then there is the neighborhood, which is honestly a big reason residents fall in love with this community. Hammock Pointe is one of the established pockets along Narcoossee, the kind of place that grew in slowly and has the oaks to prove it. Lots are generous and well spaced, so you get real yard and real distance between homes, something that has all but disappeared from new construction in this part of Osceola County. The streets curve. The elevations vary. Nothing about it feels stamped out. Water and sewer come from the community's own well system and are covered through the association assessment. Buyer to verify with the association. Lake Nona and Medical City are a short drive up Narcoossee, with the 417 and Orlando International close behind. Shopping, dining, and services have expanded all around the corridor. Come walk through it. A one-owner home on a lot like this, in a neighborhood like this, does not come along often.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$510,000
$244 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,093 sq ft
Time on market
20 days
Year built
2003
Monthly payment
About $3,243/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,671 annual tax bill, insurance, and the $262/yr HOA fee.
HOA fee
$262/yr
Managed by Empire Management Group.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







