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Overview

5 bd3 ba2,929 sqft3 car garageSingle Family
TypeSingle Family
HOA$200/qtr
Built2026
Lot16,200 sqft
Living area2,929 sqft
Price / sqft$234
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
BUENA LAGO
Type
Single Family Residence

True monthly carry

HOA
~$67/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomStone CountersThermostat

3667 Malawi Trl is a 2026-built home in Buena Lago, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,929 square feet of living space. Listed at $684,995 (about $234/sqft), 332 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 quarterly.

From the listing

Welcome to luxury lakefront living in Buena Lago! This stunning one-story home offers 2,929 sq. ft. of beautifully designed living space featuring 5 bedrooms, 3 full bathrooms, 3 car garage, and an impressive 100-foot-wide lakefront homesite. Step inside to soaring high ceilings and beautiful wood-look tile flooring throughout. The heart of the home is the gourmet kitchen, complete with elegant quartz countertops and plenty of space for cooking, gathering, and entertaining. The spacious open-concept design is complemented by a stunning lake view, creating a beautiful backdrop from the main living areas. Outside, the large backyard offers endless possibilities for entertaining, relaxing, or simply enjoying the peaceful waterfront setting. With its oversized homesite, upscale finishes, spacious single-story layout, and breathtaking lake views, this home delivers the perfect combination of luxury, comfort, and Florida living in the desirable Buena Lago community of St. Cloud. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$234
On market
332 days
Annual tax
$5,984
HOA
$200/qtr
Flood zone
X · Low risk
Lot
16,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Lake Front
Community pool
Shared amenity
3 car garage
0.41 acres
Lot size

Payment

Est. monthly payment
$4,481/mo
Down payment (20%)
$136,999
Property taxes
$499/mo
HOA
$200/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
16,200 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Lake Front
Days on Market
332
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Deed Restrictions
Pool
Street Lights
Dishwasher
Disposal
Range
In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$5,984
Parcel #
32-26-31-3664-0001-2410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Buena Lago
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
16,200 sqft
HOA
$200/qtr
Association Solutions of Central Florida - Mark

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #O6360068
$684,995-2.1%
$234/sqft
-
Price change
Source: Stellar MLS #O6360068
$699,994-21.6%
$239/sqft
11/12/2025
Listed for sale
Source: Stellar MLS #O6360068
$893,231
$305/sqft

Neighborhood

3667 Malawi Trl
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $684,995
$680,000 – $684,995
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 332 after a $208,236 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,480/mo
Principal & interest$3,573
Property taxes$499
Insurance$342
HOA$67
Down payment20% · $136,999
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$684,995

$234 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,929 sq ft

Time on market

332 days

Year built

2026

Monthly payment

About $4,481/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,984 annual tax bill, insurance, and the $200/qtr HOA fee.

HOA fee

$200/qtr

Managed by Association Solutions of Central Florida - Mark.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF CENTRAL FLORIDA LLCListing agent: Stephen ClineListing data from Stellar MLS, MLS# O6360068.

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