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Overview

5 bd4 ba3,880 sqft2 car garageSingle Family
TypeSingle Family
HOA$335/qtr
Built2023
Lot7,841 sqft
Living area3,880 sqft
Price / sqft$221
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimarybedroom UpstairsWalk-in Closet(s)LightingSidewalkCommunity Mailbox

5053 Rhea Dr is a 2023-built home in Hanover Lakes Ph 5, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,880 square feet of living space. Listed at $859,000 (about $221/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 quarterly.

From the listing

Perfectly positioned on the shores of Alligator Lake, this exceptional 5 bedroom, 3.5 bath residence offers over 4,200 square feet of refined living space in the highly desirable Hanover Lakes community. Built in 2023, this move in ready home blends elevated design with an unmatched waterfront lifestyle. At the heart of the home is a truly showstopping kitchen, designed to impress. A commercial grade refrigerator, chef's range, and statement hood anchor the space, while the oversized island invites effortless entertaining. This is a kitchen with genuine wow factor, one that elevates the everyday and makes a lasting impression on guests. Thoughtful upgrades continue throughout the home, from rich new flooring to custom chandeliers that add a touch of elegance to every room. Even the downstairs half bath feels curated, finished with striking mosaic tile. The first floor also offers a dedicated flex room, ideal as a home office or private study. Upstairs, a full bathroom accompanies an expansive entertainment loft, a versatile space perfect for a media room, game room, or additional family lounge. The open concept downstairs living area flows seamlessly into an extended living space, offering flexibility and room to breathe for a growing household or those who love to host. Step outside to your own private slice of waterfront living, with direct backyard access to Alligator Lake and endless potential to add a custom pool and dock exactly to your taste. Hanover Lakes offers residents a private community boat ramp, fishing access, a resort style community pool, and a playground, delivering a rare combination of luxury and lakefront lifestyle. Nearby school options include Bridge Prep Academy and Mater Academy, both highly rated charter schools in the area, adding further appeal for families seeking flexibility and quality education. This is more than a home, it's a lifestyle on the water, offered in one of St. Cloud's most sought after communities.

The essentials

Built
2023
Price / sqft
$221
On market
19 days
Annual tax
$12,301
HOA
$335/qtr
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
Canal Front
Community pool
Shared amenity
2 car garage
7,841 sqft lot
Lot size

Payment

Est. monthly payment
$6,046/mo
Down payment (20%)
$171,800
Property taxes
$1,025/mo
HOA
$335/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
7,841 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal Front
Days on Market
19
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primarybedroom Upstairs
Walk-in Closet(s)
Lighting
Sidewalk
Community Mailbox
Park
Playground
Pool
Sidewalks
Built-in Oven
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Wine Refrigerator
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$12,301
Parcel #
20-26-31-0138-0001-5070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Lakes Ph 5
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
7,841 sqft
HOA
$335/qtr
Marie James

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #O6443598
$859,000
$221/sqft

Neighborhood

5053 Rhea Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $859,000
$855,000 – $859,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 19.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,046/mo
Principal & interest$4,480
Property taxes$1,025
Insurance$430
HOA$112
Down payment20% · $171,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$859,000

$221 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,880 sq ft

Time on market

19 days

Year built

2023

Monthly payment

About $6,046/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,301 annual tax bill, insurance, and the $335/qtr HOA fee.

HOA fee

$335/qtr

Managed by Marie James.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREAL BROKER, LLCListing agent: Ken PozekListing data from Stellar MLS, MLS# O6443598.

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