4657 Hickory Tree Rd, photo 1
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Overview

5 bd4 ba3,868 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot118,919 sqft
Living area3,868 sqft
Price / sqft$259
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsThermostat

4657 Hickory Tree Rd is a 1993-built home in S L & I C, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,868 square feet of living space. Listed at $999,990 (about $259/sqft), 66 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

A ONE OF A KIND CUSTOM ESTATE, BUILT LIKE NO OTHER. Sitting on 2.72 PRIVATE ACRES w/ NO HOA, this custom Colonial was built by a now retired developer for HIS OWN FAMILY, exceeding many modern building codes w/ a level of craftsmanship you simply cannot find anymore. MASSIVE Doric columns & timeless Chicago Brick create a BREATHTAKING entrance. Step inside to a 2 STORY FOYER w/ a radius staircase, SOLID walnut, oak, & mahogany trim, CUSTOM crown molding throughout, pocket sliding doors, 2 fireplaces, granite & marble counters, & IMMENSE closets. The main home offers 4 beds/3.5 baths, w/ all bdrms & laundry (w/ sink) upstairs, plus a private office/den w/ its own fireplace. Outside, enjoy a covered lanai w/ summer kitchen overlooking a screened pool & spa. BRAND NEW SINCE LAST ON MARKET... a stunning IN LAW SUITE w/ its own private entrance, private pool access, walk in closet, full bath, & kitchenette, bringing this home to 5 BEDROOMS TOTAL. Peace of mind included... ROOF & AC BOTH UPDATED/NEW IN 2022, keeping major systems young. Fully TILED garage. Washer, dryer, fixed cameras, in law suite fridge & microwave, ALL STAY w/ the home, plus a private well already equipped w/ water filtration. Homes of this caliber and character do not come around twice. Schedule your showing today.

The essentials

Built
1993
Price / sqft
$259
On market
66 days
Annual tax
$10,780
Flood zone
AE
Lot
118,919 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Private pool
In Ground
3 car garage
Circular Driveway
2.73 acres
Lot size
3,868 sqft
Living area

Payment

Est. monthly payment
$6,613/mo
Down payment (20%)
$199,998
Property taxes
$898/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
118,919 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side
Pool
In Ground
Days on Market
66
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Outdoor Kitchen
Private Entrance
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$10,780
Parcel #
33-26-31-4950-0001-119A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
118,919 sqft
ClearedOversized Lot

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #O6431733
$999,990+0.9%
$259/sqft
-
Price change
Source: Stellar MLS #O6431733
$990,990-5.6%
$256/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #O6431733
$1,050,000
$271/sqft

Neighborhood

4657 Hickory Tree Rd
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $999,990
$995,000 – $999,990
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 66 after a $50,010 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,614/mo
Principal & interest$5,215
Property taxes$898
Insurance$500
Down payment20% · $199,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$999,990

$259 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,868 sq ft

Time on market

66 days

Year built

1993

Monthly payment

About $6,613/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,780 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byLA ROSA REALTY LLCListing agent: Nicole PerpillantListing data from Stellar MLS, MLS# O6431733.

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