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5599 Banyan Bay Road, photo 1
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Overview

6 bd5 ba4,385 sqftSingle Family
TypeSingle Family
HOA$165/mo
Built2026
Lot7,500 sqft
Living area4,385 sqft
Price / sqft$194

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Nov 15 · 12:00 PM to 4:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
BRIDGEWALK
Type
Single Family Residence

True monthly carry

HOA
~$165/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSplit BedroomStone CountersThermostat

5599 Banyan Bay Road is a 2026-built home in Bridgewalk, St Cloud. Inside you'll find 6 bedrooms, 5 bathrooms, and 4,385 square feet of living space. Listed at $849,360 (about $194/sqft), 24 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $165 monthly.

From the listing

Welcome to Bridgewalk, a new construction community offering single-family homes. Experience the charm and secluded ambiance of this boating community and relish in the ease of reaching Lake Nona's celebrated shopping, dining, and entertainment. Offering a variety of amenities including sports courts, a private boat launch, and more. Step into the Merlot Grand, a two-story new construction home offering 6 spacious bedrooms, 4 beautifully appointed bathrooms, a powder room, an enclosed flex room, loft, media room, and a 2 car-garage. The open-concept layout seamlessly connects the built-in gourmet kitchen, café, and gathering room, creating an airy atmosphere. Step outside to enjoy the relaxing covered lanai, complete with a pocket sliding glass door that creates a seamless transition between indoor and outdoor living. The heart of the home is the chef-inspired kitchen, where 42” soft-close cabinetry meets luxurious Quartz countertops and a stylish tile backsplash. Thoughtfully designed features like soft-close drawers, easy-reach corner cabinets, double roll-out trays, and a waste basket drawer make the kitchen as functional as it is beautiful. The Whirlpool stainless steel appliances—including a built-in cooktop and refrigerator—ensure you have everything you need for both everyday meals and special occasions. The kitchen flows effortlessly into the café and gathering room, then you are greeted by a formal dining room, perfect for entertaining guests and loved ones. Retreat to the luxurious owner’s suite, a serene sanctuary with a spacious walk-in closet and a spa-like en suite bathroom. Dual vanity sinks, a frameless glass enclosed shower, an enclosed toilet, and a linen closet complete the tranquil space. On the first floor, the three additional spare bedrooms – one of which is an en suite, provide ample space for family and guests. Located near the powder room, you’ll find an enclosed flex room offering endless possibilities – whether it’s a private office, hobby room, or a cozy reading nook. As you make your way to the second floor, you’ll be welcomed by a spacious loft that offers versatility and a cozy media room, perfect for movie nights or relaxation. To complete the second floor, you’ll find two bedrooms, along with a luxurious spare bathroom that adds an extra touch of elegance and comfort. Designer-curated finishes elevate every corner of this home, including pendant pre-wire and under cabinet lighting in the kitchen, Wrought Iron Basket Balusters with Oak Handrail, epoxy finish on the garage floor, matte black plumbing fixtures and hardware, crown molding in the living areas, and 8’ interior doors on the first floor. Enjoy the convenience of modern living with a smart thermostat, video doorbell, Digital IP Camera Pre-Wire, surround sound pre-wire, electric car plug in, and LED downlights. With its stunning design and thoughtful touches, the Merlot Grand home by Pulte provides the perfect blend of luxury and functionality for today’s lifestyle.

The essentials

Built
2026
Price / sqft
$194
On market
24 days
Annual tax
$4,128
HOA
$165/mo
Flood zone
AE
Lot
7,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
7,500 sqft lot
Lot size
4,385 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$5,364/mo
Down payment (20%)
$169,872
Property taxes
$344/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,500 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
24
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Clubhouse
Fitness Center
Pool
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Refrigerator
Elementary
VOYAGER K-8
Middle
VOYAGER K-8
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$4,128
Parcel #
04-25-31-3523-0001-5050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bridgewalk
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,500 sqft
ClearedLandscapedSidewalkPaved
HOA
$165/mo
Erik Baker

Price history

Date
Event
Price
10/31/2026
Price change
Source: Stellar MLS #O6452122
$849,360-2.9%
$194/sqft
-
Price change
Source: Stellar MLS #O6452122
$874,990-8.6%
$200/sqft
10/22/2026
Listed for sale
Source: Stellar MLS #O6452122
$957,060
$218/sqft

Neighborhood

5599 Banyan Bay Road
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $849,360
$845,000 – $849,360
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 473 home closings in 34771 landed at this number or higher (64%). The median one sat 37 days before it went under contract, and this one is on day 24 after a $107,700 cut.

Sample: 473 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,363/mo
Principal & interest$4,430
Property taxes$344
Insurance$425
HOA$165
Down payment20% · $169,872
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$849,360

$194 per sq ft

Beds and baths

6 beds, 5 baths

Size

4,385 sq ft

Time on market

24 days

Year built

2026

Monthly payment

About $5,364/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,128 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by Erik Baker.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPULTE REALTY OF NORTH FLORIDA LLCListing agent: Adrienne EscottListing data from Stellar MLS, MLS# O6452122.

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