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Overview

7 bd6 ba5,486 sqft3 car garageSingle Family
TypeSingle Family
HOA$109/mo
Built2020
Lot7,841 sqft
Living area5,486 sqft
Price / sqft$155
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)

2764 Matera Dr is a 2020-built home in Split Oak Estates Ph 2, St Cloud. Inside you'll find 7 bedrooms, 6 bathrooms, and 5,486 square feet of living space. Listed at $850,000 (about $155/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $109 monthly.

From the listing

Wow!! 5,486 square feet under air! This is a true 7 bedroom 5/1/2 bathroom home with a full size loft and game room! This home is still under the builder warranty and is fully equipped with all the appliances, water filtration system and tons of storage space. There are 2 master suites. All the bedrooms have a private walk-in closet and 3 bedrooms have an onsuite bathroom. There are too many upgrades to list with a kitchen equipped for entertaining with a waterfall island, quartz countertops and stainless steel appliances. The showpiece of this beautiful home is the large backyard paver patio with a full size outdoor kitchen. The extended paver patio is 50x25! All this in the growing Sunbridge area but without expensive HOA fees and no CDD fee. Owner may consider a lease/purchase.

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The essentials

Built
2020
Price / sqft
$155
On market
70 days
Annual tax
$9,156
HOA
$109/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Community pool
Shared amenity
3 car garage
Garage Door Opener
7,841 sqft lot
Lot size
5,486 sqft
Living area

Payment

Est. monthly payment
$5,730/mo
Down payment (20%)
$170,000
Property taxes
$763/mo
HOA
$109/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
7,841 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
70
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Outdoor Grill
Outdoor Kitchen
Private Yard
Sidewalk
Community Mailbox
Deed Restrictions
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$9,156
Parcel #
09-25-31-5022-0001-0740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Split Oak Estates Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,841 sqft
HOA
$109/mo
VIA First Service Residential/ Hunter Chastain

Price history

Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #O6429968
$850,000-2.9%
$155/sqft
-
Price change
Source: Stellar MLS #O6429968
$875,000-1.7%
$159/sqft
8/1/2026
Listed for sale
Source: Stellar MLS #O6429968
$889,999
$162/sqft

Neighborhood

2764 Matera Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$845,000 – $850,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 70 after a $39,999 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,730/mo
Principal & interest$4,433
Property taxes$763
Insurance$425
HOA$109
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$155 per sq ft

Beds and baths

7 beds, 6 baths

Size

5,486 sq ft

Time on market

70 days

Year built

2020

Monthly payment

About $5,730/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,156 annual tax bill, insurance, and the $109/mo HOA fee.

HOA fee

$109/mo

Managed by VIA First Service Residential/ Hunter Chastain.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byORLANDO REGIONAL REALTYListing agent: Kristi RujanoListing data from Stellar MLS, MLS# O6429968.

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