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Overview

7 bd6 ba4,384 sqft2 car garageSingle Family
TypeSingle Family
HOA$335/qtr
Built2020
Lot6,970 sqft
Living area4,384 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimarybedroom UpstairsWalk-in Closet(s)LightingRain GuttersSidewalkCooktopDishwasher

4938 Chase CT is a 2020-built home in Hanover Lakes Ph 1, St Cloud. Inside you'll find 7 bedrooms, 6 bathrooms, and 4,384 square feet of living space. Listed at $768,990 (about $175/sqft), 163 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 quarterly.

From the listing

RARE OPPORTUNITY! 5 BEDROOMS PLUS 2 ADDITIONAL PRIVATE SUITES WITH PRIVATE BATHROOMS ON THE FIRST FLOOR | OVER 4,300 SQ FT | PRIVATE POOL | WATERFRONT LIVING IN HANOVER LAKES! Experience luxury waterfront living in one of St. Cloud’s most desirable communities. This exceptional residence offers over 4,300 square feet of thoughtfully designed living space featuring 5 bedrooms, 5.5 bathrooms, plus two additional private suites with private bathrooms on the first floor, providing incredible flexibility for multigenerational living, extended family, guests, private offices, fitness rooms, media rooms, or personal retreats. From the moment you enter, you’ll appreciate the spacious open-concept floor plan, soaring ceilings, elegant finishes, expansive living areas, and abundant natural light designed for both everyday comfort and unforgettable entertaining. Step outside to your private backyard oasis featuring a beautiful swimming pool and enjoy one of the most unique lifestyles available in Central Florida. Hanover Lakes is renowned for its canal system providing boating access to the Alligator Chain of Lakes, allowing residents to enjoy fishing, kayaking, paddleboarding, jet skiing, sunset cruises, and endless waterfront recreation right from their own community. This highly sought-after neighborhood offers scenic water views, walking paths, playgrounds, and a peaceful resort-style atmosphere while remaining conveniently located near Lake Nona Medical City, Orlando International Airport, Florida Turnpike, shopping, dining, entertainment, and Central Florida’s world-famous attractions. Whether you’re looking for a luxury primary residence, a multigenerational home, or simply a property that offers space, flexibility, and an unmatched waterfront lifestyle, this remarkable Hanover Lakes residence delivers a rare combination of elegance, functionality, and location. Schedule your private showing today and discover why Hanover Lakes is one of Central Florida’s hidden gems. Buyer is responsible for independently verifying room dimensions, square footage, permits, and intended use of all rooms.

The essentials

Built
2020
Price / sqft
$175
On market
163 days
Annual tax
$10,993
HOA
$335/qtr
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Private pool
Heated
2 car garage
6,970 sqft lot
Lot size
4,384 sqft
Living area

Payment

Est. monthly payment
$5,424/mo
Down payment (20%)
$153,798
Property taxes
$916/mo
HOA
$335/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,970 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Heated, In Ground, Screen Enclosure, Tile
Days on Market
163
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Cooktop
Dishwasher
Disposal
Range
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,993
Parcel #
20-26-31-3443-0001-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Lakes Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,970 sqft
HOA
$335/qtr
Artemis Lifestyles

Price history

Date
Event
Price
7/28/2026
Price change
Source: Stellar MLS #S5149099
$768,990-1.3%
$175/sqft
-
Price change
Source: Stellar MLS #S5149099
$778,990-2.6%
$178/sqft
5/2/2026
Listed for sale
Source: Stellar MLS #S5149099
$799,990
$182/sqft

Neighborhood

4938 Chase CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $768,990
$765,000 – $768,990
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 163 after a $31,000 cut.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,423/mo
Principal & interest$4,011
Property taxes$916
Insurance$384
HOA$112
Down payment20% · $153,798
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$768,990

$175 per sq ft

Beds and baths

7 beds, 6 baths

Size

4,384 sq ft

Time on market

163 days

Year built

2020

Monthly payment

About $5,424/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,993 annual tax bill, insurance, and the $335/qtr HOA fee.

HOA fee

$335/qtr

Managed by Artemis Lifestyles.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAGENT TRUST REALTY CORPORATIONListing agent: Javier Pomales CardozaListing data from Stellar MLS, MLS# S5149099.

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