2873 Matera Dr, photo 1
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Overview

6 bd6 ba5,246 sqft3 car garageSingle Family
TypeSingle Family
HOA$109/mo
Built2019
Lot7,405 sqft
Living area5,246 sqft
Price / sqft$162
Garage3 car

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Open house

Sunday, Oct 11 · 12:00 PM to 3:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Wood CabinetsStone Counters

2873 Matera Dr is a 2019-built home in Split Oak Estates, St Cloud. Inside you'll find 6 bedrooms, 6 bathrooms, and 5,246 square feet of living space. Listed at $849,900 (about $162/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $109 monthly.

From the listing

Virtually Staged. Luxury, space and resort-style living between Lake Nona and Sunbridge. Welcome to this exceptional estate home in desirable Split Oak Estates, where more than 5,200 square feet of living space meets an unforgettable resort-style outdoor retreat. Conveniently off Cyrils Drive, this six-bedroom, 5.5-bath residence offers exceptional space, flexibility and an elevated lifestyle, just minutes from Lake Nona Town Center and at the doorstep of the rapidly growing Sunbridge corridor. The showstopper is the backyard. A spacious screened lanai surrounds a heated saltwater pool and spa, creating a private resort-style escape designed for relaxing, entertaining and making the most of Florida living. The pool was resurfaced in 2026, and a gas hookup is in place for an outdoor grill, making this impressive entertaining space ready for your next gathering. Inside, the thoughtfully designed floor plan delivers room for everyone. The first-floor primary suite offers a peaceful retreat with a granite dual vanity, walk-in shower and a convenient stackable washer and dryer tucked into a generously sized, professionally designed walk-in closet. Upstairs, five additional bedrooms provide exceptional flexibility, with three featuring private en-suite baths. Every bedroom includes a walk-in closet and ceiling fan. A second full laundry room, generous bonus room and versatile media room, ideal for a home theater, office or additional living space, complete the upper level. At the heart of the home, the kitchen opens seamlessly to the gathering room and features granite countertops, an oversized island, white shaker cabinetry, tile backsplash, stainless-steel appliances including a Bosch dishwasher, and a huge walk-in pantry with custom shelving. Tile flooring flows throughout the flex room, dining room, gathering room and kitchen, creating a cohesive and inviting main living space. Additional highlights include two water heaters replaced within the past year, and two water softeners in the three-car garage. Residents of Split Oak Estates also enjoy access to a community pool, cabana and playground. Lake Nona Town Center's shopping, dining and entertainment are approximately three miles away, while Orlando International Airport is about 15 minutes away with convenient access to SR 417 and SR 528. Downtown Orlando is approximately 30 minutes away. More than a home, this is a lifestyle, with exceptional space, thoughtful design and a private resort-style backyard, all ideally positioned between Lake Nona and the Sunbridge corridor. Schedule your private showing today.

The essentials

Built
2019
Price / sqft
$162
On market
30 days
Annual tax
$8,152
HOA
$109/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Private pool
Heated
3 car garage
Driveway
7,405 sqft lot
Lot size
5,246 sqft
Living area

Payment

Est. monthly payment
$5,646/mo
Down payment (20%)
$169,980
Property taxes
$679/mo
HOA
$109/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Zoned
Parking
Driveway, Garage Door Opener, Ground Level, On Street
Pool
Child Safety Fence, Heated, In Ground, Lap, Lighting, Pool Sweep, Salt Water, Screen Enclosure
Days on Market
30
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Community Mailbox
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Freezer
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
VOYAGER K-8
Middle
VOYAGER K-8
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,152
Parcel #
09-25-31-5021-0001-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Split Oak Estates
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,405 sqft
In CountySidewalk
HOA
$109/mo
Split Oak Estates Homeowners Association, Inc.

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6440564
$849,900-2.9%
$162/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #O6440564
$875,000
$167/sqft

Neighborhood

2873 Matera Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $849,900
$845,000 – $849,900
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 30 after a $25,100 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,646/mo
Principal & interest$4,433
Property taxes$679
Insurance$425
HOA$109
Down payment20% · $169,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$849,900

$162 per sq ft

Beds and baths

6 beds, 6 baths

Size

5,246 sq ft

Time on market

30 days

Year built

2019

Monthly payment

About $5,646/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,152 annual tax bill, insurance, and the $109/mo HOA fee.

HOA fee

$109/mo

Managed by Split Oak Estates Homeowners Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byPREMIER SOTHEBYS INT'L REALTYListing agent: Lauren EndsleyListing data from Stellar MLS, MLS# O6440564.

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