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Overview

6 bd4 ba4,213 sqft3 car garageSingle Family
TypeSingle Family
HOA$360/qtr
Built2016
Lot8,276 sqft
Living area4,213 sqft
Price / sqft$165
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Private YardDishwasherDisposalElectric Water HeaterRangeRefrigerator

4858 Terra Sole Pl is a 2016-built home in Terra Vista, St Cloud. Inside you'll find 6 bedrooms, 4 bathrooms, and 4,213 square feet of living space. Listed at $695,500 (about $165/sqft), 103 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $360 quarterly.

From the listing

Welcome to this beautifully maintained and exceptional residence ideally located in the heart of highly desirable St. Cloud. Offering 6 bedrooms, 3 full bathrooms, and 1 half bathroom, this impressive home provides the perfect blend of comfort, space, and functionality — ideal for large families, multi-generational living, or those seeking room to grow. A spacious 3-car garage and elegant brick paver driveway add to the home’s impressive curb appeal. As you step through the front door, you are greeted by a welcoming open foyer that flows seamlessly into the expansive family room and stunning gourmet kitchen. Designed for both everyday living and entertaining, the kitchen features an oversized island with ample workspace, abundant cabinetry, a spacious pantry, and a cozy breakfast nook that comfortably accommodates the whole family. The first-floor primary suite is a private retreat, complete with a sitting area overlooking the backyard. The luxurious primary bathroom offers dual vanities, a separate glass-enclosed shower, and two spacious air-conditioned walk-in closets providing exceptional storage and convenience. Upstairs, you will find five additional bedrooms, offering flexibility for family, guests, or dedicated office space. The oversized loft area at the top of the stairs includes built-in computer workstations, while the expansive game room/flex space provides endless possibilities for recreation, fitness, or a media room. Two bedrooms feature a Jack-and-Jill bathroom layout, while the remaining bedrooms share an additional full bathroom. The well-designed laundry room includes a convenient storage shelf above the washer and dryer, adding to the home’s thoughtful functionality. Energy efficiency is a standout feature with a Powerhouse Green Package, helping reduce monthly utility costs, along with double-pane windows and energy-saving R-30 ceiling insulation. Located just off Narcoossee Road, this home offers the perfect combination of peaceful suburban living and convenient access to everything Central Florida has to offer. Enjoy being minutes from shopping, grocery stores, restaurants, and everyday amenities, with easy access to the Florida Turnpike, SR 417, and SR 528. This exceptional home offers space, efficiency, and an unbeatable location. Schedule your private showing today and experience all this St. Cloud gem has to offer!

The essentials

Built
2016
Price / sqft
$165
On market
108 days
Annual tax
$5,719
HOA
$360/qtr
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
3 car garage
8,276 sqft lot
Lot size
4,213 sqft
Living area

Payment

Est. monthly payment
$4,571/mo
Down payment (20%)
$139,100
Property taxes
$477/mo
HOA
$360/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
8,276 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
108
Ceiling Fans(s)
Private Yard
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,719
Parcel #
06-26-31-0236-0001-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terra Vista
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
8,276 sqft
HOA
$360/qtr
TERRA VISTA HOME OWNERS

Price history

Date
Event
Price
7/30/2026
Price change
Source: Stellar MLS #S5152323
$695,500-10.7%
$165/sqft
-
Price change
Source: Stellar MLS #S5152323
$779,000-0.8%
$185/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #S5152323
$785,000
$186/sqft

Neighborhood

4858 Terra Sole Pl
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $695,500
$690,000 – $695,500
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 108 after a $89,500 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,572/mo
Principal & interest$3,627
Property taxes$477
Insurance$348
HOA$120
Down payment20% · $139,100
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$695,500

$165 per sq ft

Beds and baths

6 beds, 4 baths

Size

4,213 sq ft

Time on market

108 days

Year built

2016

Monthly payment

About $4,571/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,719 annual tax bill, insurance, and the $360/qtr HOA fee.

HOA fee

$360/qtr

Managed by TERRA VISTA HOME OWNERS.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byKELLER WILLIAMS LEGACY REALTYListing agent: Teresa Reilly-O'DohertyListing data from Stellar MLS, MLS# S5152323.

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