1054 Lotus Cove CT #633, photo 1
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Overview

2 bd2 ba1,246 sqftCondominium
TypeCondominium
HOA$816.72/mo
Built1985
Lot649 sqft
Living area1,246 sqft
Price / sqft$120

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)Balcony

1054 Lotus Cove CT #633 is a 1985-built home in Lake Lotus Club 5 A Condo Replat, Altamonte Springs. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,246 square feet of living space. Listed at $149,900 (about $120/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $816.72 monthly.

From the listing

Virtually Staged. SELLER WILL PAY ONE FULL YEAR OF HOA DUES WITH AN ACCEPTABLE OFFER! Even better, the current HOA fee of $817/month includes a temporary assessment. Once the assessment is paid in full, the monthly HOA is expected to decrease to approximately $607/month, offering excellent long-term value. Wake up to peaceful views of Lake Lotus in this beautifully updated 2-bedroom, 2-bath condominium offering a spacious 1,246-square-foot floor plan, recent upgrades, and exceptional value. Fresh interior paint, new baseboards, and stylish luxury vinyl plank flooring create a move-in-ready home that stands out from the competition. The generously sized primary suite offers a private retreat with ample closet space and an en-suite bath, while the expansive living and dining areas provide flexibility for entertaining, working from home, or everyday living. The kitchen features granite countertops, a tile backsplash, abundant cabinetry, and a convenient breakfast bar overlooking the main living space. Step outside to the oversized screened balcony and enjoy tranquil views of Lake Lotus and the surrounding green space—the perfect place for morning coffee or relaxing at the end of the day. Additional features include spacious secondary bedrooms, updated finishes throughout, abundant storage, an in-unit laundry area, and elevator access for added convenience. Recent community improvements provide peace of mind, including a new roof (2022), rebuilt stairways (2025), fresh exterior paint (2025), new exterior siding (2025), and a fully renovated elevator (2025). Much of the recent assessment has gone toward these major capital improvements, meaning the community has already invested in many of its biggest projects. Ideally located near shopping, dining, major highways, and everyday conveniences, this home offers a rare combination of space, updates, beautiful lake views, and significant buyer savings. Schedule your private showing today!

The essentials

Built
1985
Price / sqft
$120
On market
119 days
Annual tax
$2,054
HOA
$816.72/mo
Flood zone
X · Low risk
Lot
649 sqft
Type
Condominium

At a glance

Condo
4 stories · 1985
Waterfront
Lake Front
Community pool
Shared amenity
Private balcony
Outdoor space
1,246 sqft
Living area

Payment

Est. monthly payment
$1,845/mo
Down payment (20%)
$29,980
Property taxes
$171/mo
HOA
$816.72/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1985
Lot
649 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
119
Ceiling Fans(s)
Elevator
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Balcony
Lighting
Sliding Doors
Storage
Playground
Pool
Tennis Court(s)
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Washer
Elementary
Bear Lake Elementary
Middle
Teague Middle
High
Lake Brantley High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,054
Parcel #
21-21-29-508-0000-6330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Lotus Club 5 A Condo Replat
County
Seminole
MLS Area
32714 - Altamonte Springs West/Forest City
Lot Size
649 sqft
HOA
$816.72/mo
Top Notch Property Management / Paul Daiya

Price history

Date
Event
Price
6/17/2026
Listed for sale
Source: Stellar MLS #O6417898
$149,900
$120/sqft

Neighborhood

1054 Lotus Cove CT #633
Altamonte Springs, FL, 32714 · 32714 - Altamonte Springs West/Forest City

Market insights

Offer Insights

Choose an offer strength

List price: $149,900
$149,000 – $149,900
99.5% – 100% of listTops out right at the list price
80% of listList price
65 of the last 112 condo closings in 32714 landed at this number or higher (58%). The median one sat 49 days before it went under contract, and this one is on day 119.

Sample: 112 closed condo sales in 32714 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,845/mo
Principal & interest$782
Property taxes$171
Insurance$75
HOA$817
Down payment20% · $29,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$149,900

$120 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,246 sq ft

Time on market

119 days

Year built

1985

Monthly payment

About $1,845/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,054 annual tax bill, insurance, and the $816.72/mo HOA fee.

HOA fee

$816.72/mo

Managed by Top Notch Property Management / Paul Daiya.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPROPERTY LOGIC REListing agent: Deirdre SerraniListing data from Stellar MLS, MLS# O6417898.

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