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Overview

5 bd5 ba4,102 sqft3 car garageSingle Family
TypeSingle Family
HOA$165/mo
Built2021
Lot11,956 sqft
Living area4,102 sqft
Price / sqft$414
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanSolid Wood CabinetsWalk-in Closet(s)PlaygroundSidewalkDog ParkFitness Center

1144 Hull Island Dr is a 2021-built home in Hull Island/Oakland, Winter Garden. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,102 square feet of living space. Listed at $1,699,000 (about $414/sqft), 115 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

Virtually Staged. Back on the market due to buyer financing falling through. Welcome to this exceptional lakefront retreat on the shores of Lake Apopka, where breathtaking water views, luxury upgrades, and exceptional outdoor living come together to create the ultimate Florida lifestyle. Offering 5 bedrooms, 4.5 bathrooms, and over 4,000 square feet of thoughtfully designed living space, including a convenient first-floor bedroom, this beautifully updated residence showcases extensive high-end improvements throughout, creating a move-in-ready experience for the next owner. From the moment you arrive, you'll appreciate the extensive upgrades throughout the home, including porcelain tile throughout the main living areas on the first floor, engineered white oak hardwood flooring throughout the second level, a custom wood and iron staircase, upgraded cabinetry, quartz countertops, designer finishes, and a beautifully appointed kitchen featuring premium KitchenAid appliances, a gas cooktop, and custom soft-close cabinetry. Designed for both everyday living and entertaining, the backyard is a true showpiece. Enjoy a resort-style saltwater pool and spa, gas-heated for year-round enjoyment, expansive outdoor living areas, and a fully equipped summer kitchen featuring premium Blaze appliances. Electric screens allow you to enjoy outdoor dining and entertaining comfortably while taking in the peaceful lakefront setting and stunning sunset views. Boating enthusiasts will appreciate the private dock complete with a 5,000-pound boat lift, offering direct access to Lake Apopka, one of Florida's largest lakes. With more than 30,000 acres of open water to explore, the lake offers endless opportunities for boating, fishing, watersports, and unforgettable sunset cruises. Known for its trophy bass fishing, abundant wildlife, and expansive waterfront views, Lake Apopka provides a rare opportunity to enjoy true lakefront living with the freedom and space that few Central Florida lakes can offer. This property delivers the waterfront lifestyle Florida is known for. Additional highlights include a convenient first-floor bedroom, a second-floor laundry room, solar panels that will be paid off at closing, natural gas service, a Culligan water filtration system, dual pool pumps, and city sewer, a significant advantage for a waterfront property. Ideally located just minutes from Downtown Winter Garden, shopping, dining, and major roadways, this exceptional lakefront residence offers the perfect balance of luxury, recreation, and everyday convenience.

The essentials

Built
2021
Price / sqft
$414
On market
115 days
Annual tax
$13,885
HOA
$165/mo
Flood zone
X · Low risk
Lot
11,956 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Lake Front
Private pool
Heated
3 car garage
0.27 acres
Lot size

Payment

Est. monthly payment
$11,033/mo
Down payment (20%)
$339,800
Property taxes
$1,157/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
11,956 sqft
Cooling
Central Air
Heating
Central, Solar
Parking
-
Pool
Heated, In Ground, Infinity, Salt Water
Waterfront
Lake Front
Days on Market
115
High Ceilings
Open Floorplan
Solid Wood Cabinets
Walk-in Closet(s)
Playground
Sidewalk
Dog Park
Fitness Center
Park
Pool
Built-in Oven
Cooktop
Dishwasher
Microwave
Refrigerator
Tankless Water Heater
Water Filtration System
Elementary
Tildenville Elem
Middle
Lakeview Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$13,885
Parcel #
19-22-27-3775-00-690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hull Island/Oakland
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
11,956 sqft
City Limits
HOA
$165/mo
Richard Drake

Price history

Date
Event
Price
7/9/2026
Price change
Source: Stellar MLS #O6418306
$1,699,000-2.9%
$414/sqft
-
Price change
Source: Stellar MLS #O6418306
$1,749,000-2.8%
$426/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #O6418306
$1,799,000
$439/sqft

Neighborhood

1144 Hull Island Dr
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $1,699,000
$1.69M – $1.70M
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 115 after a $100,000 cut.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,033/mo
Principal & interest$8,861
Property taxes$1,157
Insurance$850
HOA$165
Down payment20% · $339,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,699,000

$414 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,102 sq ft

Time on market

115 days

Year built

2021

Monthly payment

About $11,033/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,885 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by Richard Drake.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byALIGN REAL ESTATE LLCListing agent: Tiffany PantozziListing data from Stellar MLS, MLS# O6418306.

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