1909 Fern Cir, photo 1
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Overview

3 bd1 ba1,325 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1950
Lot8,949 sqft
Living area1,325 sqft
Price / sqft$312
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Hurricane ShuttersPrivate YardDryerMicrowaveWasherWater Softener

1909 Fern Cir is a 1950-built home in Fern Court Sub, Orlando. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,325 square feet of living space. Listed at $414,000 (about $312/sqft), 112 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This charming Colonialtown South beauty offers the perfect blend of character, comfort, and location. Step inside and you'll immediately be welcomed by a bright, inviting foyer—the perfect space for a cozy reading nook, home office, or morning coffee retreat.The open and airy living area flows seamlessly into the spacious kitchen, creating an ideal setting for everyday living and entertaining. Natural light fills both bedrooms, while a centrally located laundry area provides additional storage and convenience. Just beyond the kitchen, a versatile bonus room offers endless possibilities—whether you're looking for a third bedroom, home office, media room, fitness space, or den.Outside, the fully fenced backyard provides a private oasis with plenty of room to relax, entertain, garden, or enjoy Florida's year-round sunshine. Major updates include a new roof in 2020 and a whole-home water filtration system for added peace of mind.

The essentials

Built
1950
Price / sqft
$312
On market
112 days
Annual tax
$5,414
Flood zone
X · Low risk
Lot
8,949 sqft
Type
Single Family Residence

At a glance

Single family
Built 1950
1 car garage
Converted Garage
8,949 sqft lot
Lot size
1,325 sqft
Living area

Payment

Est. monthly payment
$2,817/mo
Down payment (20%)
$82,800
Property taxes
$451/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1950
Lot
8,949 sqft
Cooling
Central Air
Heating
Central
Parking
Converted Garage, Driveway
Days on Market
112
Ceiling Fans(s)
Hurricane Shutters
Private Yard
Dryer
Microwave
Washer
Water Softener
Elementary
Lake Como Elem
Middle
Howard Middle
High
Edgewater High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,414
Parcel #
30-22-30-2680-05-030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fern Court Sub
County
Orange
MLS Area
32803 - Orlando/Colonial Town
Lot Size
8,949 sqft
LandscapedSidewalk

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6418747
$414,000-1.2%
$312/sqft
-
Price change
Source: Stellar MLS #O6418747
$419,000-1.4%
$316/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #O6418747
$425,000
$321/sqft

Neighborhood

1909 Fern Cir
Orlando, FL, 32803 · 32803 - Orlando/Colonial Town

Market insights

Offer Insights

Choose an offer strength

List price: $414,000
$412,500 – $414,000
99.5% – 100% of listTops out right at the list price
80% of listList price
103 of the last 175 home closings in 32803 landed at this number or higher (59%). The median one sat 23 days before it went under contract, and this one is on day 112 after a $11,000 cut.

Sample: 175 closed home sales in 32803 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,817/mo
Principal & interest$2,159
Property taxes$451
Insurance$207
Down payment20% · $82,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$414,000

$312 per sq ft

Beds and baths

3 beds, 1 baths

Size

1,325 sq ft

Time on market

112 days

Year built

1950

Monthly payment

About $2,817/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,414 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Kristin DuncanListing data from Stellar MLS, MLS# O6418747.

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