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Overview

3 bd3 ba1,423 sqft1 car garageTownhouse
TypeTownhouse
HOA$193/mo
Built2026
Lot6,534 sqft
Living area1,423 sqft
Price / sqft$160
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SERENITY AT PEACE CREEK TH
Type
Townhouse

True monthly carry

HOA
~$193/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

IN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)

3025 Captain Jax Way is a 2026-built home in Serenity At Peace Creek Th, Winter Haven. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,423 square feet of living space. Listed at $226,990 (about $160/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $193 monthly.

From the listing

Under Construction. This upscale new Summit two-story townhome provides ample space to live and grow with a total of three bedrooms. The first level features a spacious and flexible open-concept layout shared between the kitchen and family room, maximizing the interior living space. Two secondary bedrooms and a lavish owner’s suite featuring a full bathroom comprise the second floor. Serenity at Peace Creek Reserve is a masterplan community of new townhomes with a beautiful natural creek. Winter Haven is the chain of lakes city, with over 26 linked together by a canal. There are lots of shops, restaurants, and bike paths. Peace Creek Reserve is what you have been looking for. A safe small town feel with convenience, the perfect place to raise a family.

The essentials

Built
2026
Price / sqft
$160
On market
110 days
Annual tax
$32
HOA
$193/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Townhouse

At a glance

Townhouse
Built 2026
Community pool
Shared amenity
1 car garage
Driveway
6,534 sqft lot
Lot size
1,423 sqft
Living area

Payment

Est. monthly payment
$1,493/mo
Down payment (20%)
$45,398
Property taxes
$3/mo
HOA
$193/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2026
Lot
6,534 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
110
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Playground
Pool
Street Lights
Dishwasher
Disposal
Dryer
Freezer
Microwave
Range
Refrigerator
Washer
Middle
Bartow Middle
High
Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$32
Parcel #
26-29-36-692310-000060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Serenity At Peace Creek Th
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,534 sqft
PavedPrivate
HOA
$193/mo
Castle Group/Sarah Guzman

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6419265
$226,990-4.2%
$160/sqft
-
Price change
Source: Stellar MLS #O6419265
$236,990-2.9%
$167/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #O6419265
$243,990
$171/sqft

Neighborhood

3025 Captain Jax Way
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $226,990
$226,990
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 33884 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 110 after a $17,000 cut.

Sample: 23 closed townhouse or villa sales in 33884 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,493/mo
Principal & interest$1,184
Property taxes$3
Insurance$113
HOA$193
Down payment20% · $45,398
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$226,990

$160 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,423 sq ft

Time on market

110 days

Year built

2026

Monthly payment

About $1,493/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $32 annual tax bill, insurance, and the $193/mo HOA fee.

HOA fee

$193/mo

Managed by Castle Group/Sarah Guzman.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLENNAR REALTYListing agent: Ben GoldsteinListing data from Stellar MLS, MLS# O6419265.

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