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Overview

3 bd2 ba1,342 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot10,454 sqft
Living area1,342 sqft
Price / sqft$171
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingHigh CeilingsKitchen/Family Room ComboThermostatVaulted Ceiling(s)Walk-in Closet(s)LightingDishwasher

124 Oak Cir is a 1989-built home in Silver Spgs Shores Un 12, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,342 square feet of living space. Listed at $230,000 (about $171/sqft), 106 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Virtually Staged. Don’t miss the chance to own a home on a premium corner lot that instantly feels warm, welcoming, and easy to fall in love with. From the open living room to the private backyard, every space gives you room to relax, gather, and make real memories. Inside, the living room feels warm and open with high ceilings, natural light, and space for movie nights, family time, or quiet evenings at home. The kitchen has a bright, clean feel with white cabinets, stainless steel appliances, a stylish backsplash, and a dining area where meals, coffee, and conversation can happen effortlessly. The backyard is made for Florida living. Enjoy your morning coffee on the patio, cook out on the weekends, cool off in the above-ground pool, or let the fenced yard become your own private place to unwind. The shed and workshop give you extra space for tools, storage, projects, or hobbies, so the home stays cleaner and more organized. Solar Panels on the home means massive savings on your monthly electric costs and huge long-term savings potential. With a private yard, pool, shed, workshop, solar, and a warm layout that makes daily life feel easier, this home is a rare find. Homes like this do not last long, so schedule your showing today!

The essentials

Built
1989
Price / sqft
$171
On market
106 days
Annual tax
$2,241
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Above Ground
1 car garage
10,454 sqft lot
Lot size
1,342 sqft
Living area

Payment

Est. monthly payment
$1,502/mo
Down payment (20%)
$46,000
Property taxes
$187/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
10,454 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Above Ground
Days on Market
106
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
Emerald Shores Elem. School
Middle
Lake Weir Middle School
High
Lake Weir High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,241
Parcel #
9012-0184-34

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un 12
County
Marion
MLS Area
34472 - Ocala
Lot Size
10,454 sqft

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #O6420714
$230,000-2.1%
$171/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #O6420714
$235,000
$175/sqft

Neighborhood

124 Oak Cir
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $230,000
$230,000
99.5% – 100% of listTops out right at the list price
80% of listList price
227 of the last 361 home closings in 34472 landed at this number or higher (63%). The median one sat 40 days before it went under contract, and this one is on day 106 after a $5,000 cut.

Sample: 361 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,501/mo
Principal & interest$1,200
Property taxes$187
Insurance$115
Down payment20% · $46,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$230,000

$171 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,342 sq ft

Time on market

106 days

Year built

1989

Monthly payment

About $1,502/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,241 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Alan BloomListing data from Stellar MLS, MLS# O6420714.

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