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Overview

4 bd3 ba1,874 sqft2 car garageSingle Family
TypeSingle Family
HOA$105/qtr
Built2001
Lot7,710 sqft
Living area1,874 sqft
Price / sqft$224
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Rain GuttersSidewalkSprinkler MeteredStreet LightsDishwasherDryer

3114 Stern CT is a 2001-built home in Saratoga Park Ph 02, Kissimmee. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,874 square feet of living space. Listed at $420,000 (about $224/sqft), 112 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 quarterly.

From the listing

Your dream home is waiting!!This beautiful property offers the perfect combination of comfort, style and convenience in one of Kissimmee's most desirable locations. Spacious layout - great neighborhood - Close to schools, shopping dinning and mayor highways - Perfect for First-time buyers or growing families.

The essentials

Built
2001
Price / sqft
$224
On market
112 days
Annual tax
$3,290
HOA
$105/qtr
Flood zone
X · Low risk
Lot
7,710 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
2 car garage
7,710 sqft lot
Lot size
1,874 sqft
Living area

Payment

Est. monthly payment
$2,709/mo
Down payment (20%)
$84,000
Property taxes
$274/mo
HOA
$105/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
7,710 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
112
Cathedral Ceiling(s)
Ceiling Fans(s)
Rain Gutters
Sidewalk
Sprinkler Metered
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Trash Compactor
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,290
Parcel #
05-25-30-4956-0001-0610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saratoga Park Ph 02
County
Osceola
MLS Area
34743 - Kissimmee
Lot Size
7,710 sqft
Corner LotCul-De-SacLandscaped
HOA
$105/qtr
Sentry Mgmt

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6421025
$420,000-2.3%
$224/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #O6421025
$430,000
$229/sqft

Neighborhood

3114 Stern CT
Kissimmee, FL, 34743 · 34743 - Kissimmee

Market insights

Offer Insights

Choose an offer strength

List price: $420,000
$417,500 – $420,000
99.5% – 100% of listTops out right at the list price
80% of listList price
93 of the last 142 home closings in 34743 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 112 after a $10,000 cut.

Sample: 142 closed home sales in 34743 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,710/mo
Principal & interest$2,190
Property taxes$274
Insurance$210
HOA$35
Down payment20% · $84,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,000

$224 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,874 sq ft

Time on market

112 days

Year built

2001

Monthly payment

About $2,709/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,290 annual tax bill, insurance, and the $105/qtr HOA fee.

HOA fee

$105/qtr

Managed by Sentry Mgmt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Jenny LizardoListing data from Stellar MLS, MLS# O6421025.

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