4851 Pearl Lake CT, photo 1
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Overview

4 bd2 ba2,116 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/mo
Built2018
Lot14,375 sqft
Living area2,116 sqft
Price / sqft$201
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)LightingPrivate MailboxPrivate Yard

4851 Pearl Lake CT is a 2018-built home in Waterview Ph 3b, Kissimmee. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,116 square feet of living space. Listed at $425,000 (about $201/sqft), 104 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

4/2 WATERFRONT HOME ON AN OVERSIZED PIE-SHAPED LOT IN WATERVIEW! Built in 2018, this beautifully maintained Conway floorplan offers approximately 2,116 sq ft and features a desirable split-bedroom layout for added privacy. The open-concept design showcases panoramic water views from nearly every room, creating a bright and inviting living space perfect for everyday living and entertaining. Upgrades include solid-surface flooring throughout, an extended screened porch, and the convenient pass-through from the laundry room to the primary closet. The spacious primary suite overlooks the water, while well-maintained landscaping enhances curb appeal. Located in the popular Waterview community, walking distance to Poinciana High School, residents enjoy a pool, clubhouse, playground, and parks, all just minutes from Disney. A brand-new Target and additional shopping and dining options nearby add even more convenience to this exceptional waterfront property.

The essentials

Built
2018
Price / sqft
$201
On market
104 days
Annual tax
$3,406
HOA
$120/mo
Flood zone
X · Low risk
Lot
14,375 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Lake Front
2 car garage
0.33 acres
Lot size
2,116 sqft
Living area

Payment

Est. monthly payment
$2,833/mo
Down payment (20%)
$85,000
Property taxes
$284/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
14,375 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front, Pond
Days on Market
104
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Lighting
Private Mailbox
Private Yard
Rain Gutters
Dishwasher
Microwave
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,406
Parcel #
11-26-28-5437-0001-4790

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterview Ph 3b
County
Osceola
MLS Area
34758 - Kissimmee / Poinciana
Lot Size
14,375 sqft
HOA
$120/mo
Waterview Community HOA

Price history

Date
Event
Price
7/10/2026
Price change
Source: Stellar MLS #O6421367
$425,000-2.3%
$201/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #O6421367
$435,000
$206/sqft

Neighborhood

4851 Pearl Lake CT
Kissimmee, FL, 34758 · 34758 - Kissimmee / Poinciana

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
265 of the last 398 home closings in 34758 landed at this number or higher (67%). The median one sat 40 days before it went under contract, and this one is on day 104 after a $10,000 cut.

Sample: 398 closed home sales in 34758 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,833/mo
Principal & interest$2,217
Property taxes$284
Insurance$213
HOA$120
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$201 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,116 sq ft

Time on market

104 days

Year built

2018

Monthly payment

About $2,833/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,406 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by Waterview Community HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: JuanManuel ValdezListing data from Stellar MLS, MLS# O6421367.

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