2045 Sandy Garden Ln, photo 1
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Overview

4 bd4 ba2,742 sqft3 car garageSingle Family
TypeSingle Family
HOA$113/mo
Built2013
Lot9,060 sqft
Living area2,742 sqft
Price / sqft$255
Garage3 car

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About this home

Ceiling Fans(s)ThermostatLightingSidewalkDishwasherDryerRangeRefrigerator

2045 Sandy Garden Ln is a 2013-built home in Reserve/Carriage Point Ph 1, Winter Garden. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,742 square feet of living space. Listed at $699,000 (about $255/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $113 monthly.

From the listing

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home in the highly desirable Reserve at Carriage Pointe community! This spacious two-story home features an open-concept floor plan, a well-appointed kitchen overlooking the main living area, and a three-car garage. Step outside to your private screened lanai, where you'll find a gas-heated pool, spa, and fully equipped outdoor kitchen—perfect for year-round entertaining and relaxing. The home is also equipped with solar panels, providing energy efficiency and the potential for lower utility costs, as well as a Tesla charging station in the 3-car garage for added convenience. Ideally located near shopping, dining, major highways, and top-rated schools, this exceptional home offers the perfect blend of comfort, style, and modern amenities.

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The essentials

Built
2013
Price / sqft
$255
On market
97 days
Annual tax
$5,645
HOA
$113/mo
Flood zone
X · Low risk
Lot
9,060 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Private pool
In Ground
3 car garage
9,060 sqft lot
Lot size
2,742 sqft
Living area

Payment

Est. monthly payment
$4,579/mo
Down payment (20%)
$139,800
Property taxes
$470/mo
HOA
$113/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
9,060 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
97
Ceiling Fans(s)
Thermostat
Lighting
Sidewalk
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
Hamlin Elementary
Middle
Hamlin Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,645
Parcel #
08-23-27-4644-00-520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve/Carriage Point Ph 1
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
9,060 sqft
HOA
$113/mo
Sentry Management/Lisa Thomas

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #O6422461
$699,000-1.4%
$255/sqft
-
Price change
Source: Stellar MLS #O6422461
$709,000-1.4%
$259/sqft
7/9/2026
Listed for sale
Source: Stellar MLS #O6422461
$719,000
$262/sqft

Neighborhood

2045 Sandy Garden Ln
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $699,000
$695,000 – $699,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 97 after a $20,000 cut.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,578/mo
Principal & interest$3,646
Property taxes$470
Insurance$350
HOA$113
Down payment20% · $139,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,000

$255 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,742 sq ft

Time on market

97 days

Year built

2013

Monthly payment

About $4,579/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,645 annual tax bill, insurance, and the $113/mo HOA fee.

HOA fee

$113/mo

Managed by Sentry Management/Lisa Thomas.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCREEGAN GROUPListing agent: Chris CreeganListing data from Stellar MLS, MLS# O6422461.

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