1017 Turtle Creek Dr, photo 1
Active Under Contract
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Overview

3 bd2 ba1,952 sqft2 car garageSingle Family
TypeSingle Family
HOA$237/yr
Built1989
Lot7,350 sqft
Living area1,952 sqft
Price / sqft$256
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostat

1017 Turtle Creek Dr is a 1989-built home in Twin Rivers Sec 3b Unit 1, Oviedo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,952 square feet of living space. Listed at $499,000 (about $256/sqft), 103 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $237 annually.

From the listing

Under contract-accepting backup offers. Welcome home to this beautifully updated pool home in the highly sought after Twin Rivers community of Oviedo. Carefully renovated throughout, this absolutely move-in ready residence offers a functional split bedroom floor plan filled with abundant natural light, creating a bright and inviting atmosphere for both everyday living and entertaining. The heart of the home is the stunning kitchen, remodeled in 2023 with granite countertops, stainless steel appliances, and generous workspace. The spacious living areas flow seamlessly to the backyard, where you'll discover your own private Florida retreat featuring a sparkling pool, a convenient pool bath, attractive paver hardscape, and a new (2026) vinyl privacy fence, perfect for relaxing weekends, outdoor dining, or entertaining family and friends. Recent improvements provide added peace of mind, including a newer air conditioning system that has been professionally serviced, a newer water heater, and a spacious two-car garage. A dedicated laundry room with a utility sink adds everyday convenience. Ideally located just minutes from Oviedo on the Park, sought after golf courses, the University of Central Florida, shopping, dining, recreation, and Riverside Skate Park. Combining thoughtful updates, exceptional outdoor living, and an outstanding location, this meticulously maintained home is truly move-in ready and offers the perfect balance of comfort, convenience, and Florida living.

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The essentials

Built
1989
Price / sqft
$256
On market
103 days
Annual tax
$6,274
HOA
$237/yr
Flood zone
X · Low risk
Lot
7,350 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Gunite
2 car garage
7,350 sqft lot
Lot size
1,952 sqft
Living area

Payment

Est. monthly payment
$3,394/mo
Down payment (20%)
$99,800
Property taxes
$523/mo
HOA
$237/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
7,350 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, Outside Bath Access, Screen Enclosure
Days on Market
103
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Private Yard
Rain Gutters
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Carillon Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,274
Parcel #
25-21-31-5KM-0000-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Rivers Sec 3b Unit 1
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
7,350 sqft
HOA
$237/yr
Sentry Management - Dennis Kapsis

Price history

Date
Event
Price
10/9/2026
Pending sale
Source: Stellar MLS #O6422520
$499,000
$256/sqft
8/28/2026
Price change
Source: Stellar MLS #O6422520
$499,000-3.9%
$256/sqft
-
Price change
Source: Stellar MLS #O6422520
$519,000-3.7%
$266/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #O6422520
$539,000
$276/sqft

Neighborhood

1017 Turtle Creek Dr
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$495,000 – $499,000
99.1% – 100% of listTops out right at the list price
80% of listList price
141 of the last 280 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 103 after a $40,000 cut.

Sample: 280 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,395/mo
Principal & interest$2,602
Property taxes$523
Insurance$250
HOA$20
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$256 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,952 sq ft

Time on market

103 days

Year built

1989

Monthly payment

About $3,394/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,274 annual tax bill, insurance, and the $237/yr HOA fee.

HOA fee

$237/yr

Managed by Sentry Management - Dennis Kapsis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Brian RotenbergerListing data from Stellar MLS, MLS# O6422520.

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