5038 Dancy Lane, photo 1
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Overview

2 bd2 ba1,707 sqft2 car garageSingle Family
TypeSingle Family
HOA$310/mo
Built2026
Lot6,025 sqft
Living area1,707 sqft
Price / sqft$249
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 17 · 10:00 AM to 4:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DEL WEBB TWIN LAKES
Type
Single Family Residence

True monthly carry

HOA
~$310/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSplit BedroomStone Counters

5038 Dancy Lane is a 2026-built home in Del Webb Twin Lakes, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,707 square feet of living space. Listed at $424,990 (about $249/sqft), 99 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 monthly.

From the listing

Under Construction. Welcome to the Prosperity home, where convenience and luxury meet in perfect harmony. This stunning single-story home offers 2 spacious bedrooms, an enclosed flex room, and 2 beautifully appointed bathrooms. The heart of the home is the brand-new kitchen, showcasing elegant 42” soft-close cabinetry paired with quartz countertops. Enjoy the functionality and beauty of Whirlpool stainless steel appliances, including a refrigerator and a natural gas cooktop, all highlighted by a stainless-steel single-bowl sink, upgraded faucet, and pendant pre-wiring for that touch of sophistication. The open-concept design seamlessly flows into the gathering room, making this space perfect for both cooking and socializing. The spacious kitchen island is ideal for meal prep or casual dining, while the extended covered lanai just outside invites effortless indoor-outdoor living. The private owner's suite, located at the rear of the home for ultimate privacy, offers a serene escape with an en suite bathroom featuring quartz-topped dual vanity sinks, and a Walk-In Shower with Rain Shower Head and luxurious tile reaching up to the ceiling. At the front of the home, the spare bedroom, bathroom, and versatile enclosed flex room ensure that everyone has their own space. Wood-look luxury vinyl plank flooring spans the home, and tile covers the bathrooms and laundry room floors. The laundry room itself offers both style and convenience with built-in cabinetry, a quartz trimmed utility sink, and a brand-new Whirlpool washer and dryer adding a touch of elegance to everyday tasks. From the matte black hardware finishes to the tall 8' interior doors, no detail is overlooked. Comfort height toilets, faux wood blinds, Sherwin Williams Drift of Mist interior paint, and rain gutters add both style and ease to daily living. This home also comes equipped with a variety of modern conveniences, including a smart thermostat, video doorbell, and LED downlights. With its exceptional design, sophisticated finishes, and smart features, this Prosperity home is the epitome of both comfort and luxury—perfectly tailored to fit your lifestyle.

The essentials

Built
2026
Price / sqft
$249
On market
99 days
Annual tax
$2,633
HOA
$310/mo
Flood zone
X · Low risk
Lot
6,025 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
Driveway
6,025 sqft lot
Lot size
1,707 sqft
Living area

Payment

Est. monthly payment
$2,958/mo
Down payment (20%)
$84,998
Property taxes
$219/mo
HOA
$310/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,025 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
99
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Sprinkler Metered
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,633
Parcel #
17-26-31-5264-0001-8400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Del Webb Twin Lakes
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,025 sqft
ClearedLandscapedSidewalkPavedPrivate
HOA
$310/mo
Del Webb Twin Lakes Homeowners Association, Inc.

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #O6422789
$424,990-5.1%
$249/sqft
-
Price change
Source: Stellar MLS #O6422789
$447,620-6.6%
$262/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #O6422789
$479,020
$281/sqft

Neighborhood

5038 Dancy Lane
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $424,990
$422,500 – $424,990
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 377 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 99 after a $54,030 cut.

Sample: 377 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,958/mo
Principal & interest$2,216
Property taxes$219
Insurance$212
HOA$310
Down payment20% · $84,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,990

$249 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,707 sq ft

Time on market

99 days

Year built

2026

Monthly payment

About $2,958/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,633 annual tax bill, insurance, and the $310/mo HOA fee.

HOA fee

$310/mo

Managed by Del Webb Twin Lakes Homeowners Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPULTE REALTY OF NORTH FLORIDA LLCListing agent: Adrienne EscottListing data from Stellar MLS, MLS# O6422789.

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