Overview
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About this home
13518 Palo CT is a 1998-built home in Vistas 3rd Add Sub, Clermont. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,444 square feet of living space. Listed at $480,000 (about $196/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $229 semi-annually.
**MAJOR PRICE ADJUSTMENT+MOTIVATED SELLER! Beat high interest rates with a 5.25 VA assumable loan—priced to sell fast!***TOUR TODAY!!!! Welcome to this beautifully designed, single-story gem nestled on a quiet cul-de-sac street in the heart of Clermont! Situated on a spacious quarter- acre corner lot, this 4-bedroom, 3-full-bathroom home features a highly desirable split-bedroom layout that offers the perfect floor plan for multi-generational living or ultimate guest privacy. Step into the heart of the home, where you'll find elegant granite countertops gracing both the kitchen and all three bathrooms. The master suite is a true private retreat, boasting his-and-hers walk-in closets and split sinks, while the third bathroom features a convenient double sink. Enjoy your morning coffee or relax in the evenings on the beautiful screened lanai, overlooking your expansive corner yard. Peace of mind comes standard here with excellent maintenance and major updates already completed, including a new Roof in 2021. AC replacement in 2018 , a brand-new Water Heater installed in February 2026, and a septic tank completely cleaned and pumped in 2025 ?Located in a fantastic community with a low HOA that features private, resident-only access to a community park directly on beautiful Lake Louisa. Perfect for the Florida lifestyle, residents can fish from the large community dock or enjoy an afternoon at the picnic table area. Combining a peaceful cul-de-sac location, functional multi-gen space, and unbeatable location perks like short distance to shopping, helthcare services, dining, entertainment and Disney attractions, this home is a must-see—schedule your tour today!
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$480,000
$196 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,444 sq ft
Time on market
95 days
Year built
1998
Monthly payment
About $3,123/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,335 annual tax bill, insurance, and the $229/yr HOA fee.
HOA fee
$229/yr
Managed by The Vistas Homeowners Association, Inc.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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