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Overview

4 bd2 ba1,863 sqft2 car garageSingle Family
TypeSingle Family
HOA$95/mo
Built2025
Lot6,465 sqft
Living area1,863 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostat

1802 White Elephant Loop is a 2025-built home in Peach Crossings, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,863 square feet of living space. Listed at $314,900 (about $169/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 monthly.

From the listing

Inside you'll find premium upgrades throughout, from high end finishes and designer details to an open concept layout built for both everyday living and entertaining. Why wait to build when you can move right in? This quick move in home gives you the best of both worlds brand new construction without the wait plus incentive that make it an opportunity you don't want to miss. Welcome to the Summit model in Peach Crossings a beautifully designed, brand-new home offering four bedrooms, two bathrooms, and a bright open-concept layout. High ceilings create an airy feel throughout, while the spacious living area flows seamlessly into a stylish kitchen featuring ample counter space and brand new Whirlpool appliances, including a refrigerator, stove, dishwasher, and microwave. A large hall closet adds valuable storage for everyday convenience. The owner’s suite provides a relaxing retreat with a generously sized bedroom and a private en-suite bathroom complete with dual sinks and a sleek step-in shower. The family room is perfect for entertaining or unwinding, with plenty of space for a sectional and media setup ideal for movie nights or casual gatherings. Step outside to your private lanai, perfect for enjoying Florida evenings, while the professionally landscaped front yard adds great curb appeal. Located in Polk County, Peach Crossings offers a peaceful setting with convenient access to shopping, dining, and local attractions. Residents also enjoy community amenities like a playground and picnic area, along with access to highly rated Polk County schools. With all upgrades included, this home is truly move-in ready. Schedule your private tour today! Not sure if you’re ready to own? This brand new construction home is available to lease for just $2,515 per month as well!

The essentials

Built
2025
Price / sqft
$169
On market
96 days
Annual tax
$0
HOA
$95/mo
Flood zone
X · Low risk
Lot
6,465 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
Driveway
6,465 sqft lot
Lot size
1,863 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,301/mo
Down payment (20%)
$62,980
Property taxes
$0/mo
HOA
$95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,465 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
96
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Community Mailbox
Park
Playground
Dishwasher
Disposal
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$0
Parcel #
26-29-16-689010-000340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peach Crossings
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,465 sqft
Corner LotIn CountyLandscapedPaved
HOA
$95/mo
Melrose Management

Price history

Date
Event
Price
7/9/2026
Listed for sale
Source: Stellar MLS #O6423788
$314,900
$169/sqft

Neighborhood

1802 White Elephant Loop
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $314,900
$312,500 – $314,900
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 353 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 96.

Sample: 353 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,302/mo
Principal & interest$1,642
Property taxes$407
Insurance$157
HOA$95
Down payment20% · $62,980
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$314,900

$169 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,863 sq ft

Time on market

96 days

Year built

2025

Monthly payment

About $2,301/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $95/mo HOA fee.

HOA fee

$95/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPREFERRED REAL ESTATE BROKERSListing agent: Chris CourtneyListing data from Stellar MLS, MLS# O6423788.

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